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Monday morning briefing – November 11, 2019

U.S. PE funds’ capital raising reaches record high. Businesses looking to Canada for expansion. U.S. institutional investors are turning to liquid alternative ETFs. And much more in this week’s briefing.

Economic/industry news

Canada’s unemployment rate was 5.5% in October: Canadian economy lost 1,800 jobs in October, unemployment rate steady

The BoE held rates steady at 0.75%: Sterling falls after Bank of England split on interest rate cut

Expecting weaker growth in Europe: Eurozone forecast for long period of weak economic growth

How to access private markets: Smart ways to access private capital markets

U.S. institutional investors are turning to liquid alternative ETFs: Use of liquid alternative ETFs on the rise among institutional investors: study

Why defined contribution plans can benefit from alternative investments: Fundamental reasons for adding alternatives to DC pension portfolios

A look at Morningstar’s new rating system: Morningstar rolls out new ratings system

News and notes (U.S.)

Hedge funds returned 0.4% in October, according to HFR: Hedge funds in positive territory in October, says HFR

How technology can help hedge funds manage their operating expenses: Technology can act as a growth enabler to help hedge funds cope with increased margin pressures

U.S. PE funds’ capital raising reaches record high: Private equity fundraising in the US hits all-time high

Private equity investment model shifting: The shifting nature of private equity

Fidelity launches new funds: Fidelity rolls out four thematic funds

The SEC is looking to make changes to its advertising rule: SEC issues plan to modernize RIA ad rules

News and notes (Canada)

iA announces fund and ETF launches: iA Clarington launches new fund, adds ETF versions of existing funds

CI acquires asset management firm: CI Financial acquires WisdomTree’s Canadian business

Tracking cannabis stocks: Pot indexes to launch this month

ETFs in Canada saw inflows of $3.5 billion in October: Canadian equities ETFs had a ‘stellar’ October

On the pulse – New frontiers in fintech

Improving data security measures: 3 steps banks & credit unions should take as data privacy gets hotter

How active managers can benefit from machine learning: Can machine learning help active managers outperform passive peers?

How fintech will help the “underbanked”: The ‘underbanked’ is the next trillion-dollar opportunity in fintech

Looking at what’s in store for the fintech industry: The future of fintech

Employees must also accept digital transformation: Digital transformation will flop if you don’t also transform staff

Charles Schwab is looking to eliminate forms: Schwab’s plan to kill forms and expand integrations

Selling through messaging platforms: The convergence of messaging apps and payments

Canadian banks take interest in Mylo: Canadian banks invest in spare change app Mylo

What a single digital currency could mean for the finance industry: How worldwide digital currency adoption could change the finance sector

A look at Canadians’ awareness of bitcoin: Bitcoin awareness no guarantee of ownership, finds BOC

High-net-worth topics

The high-net-worth need to protect against debt too: Why ultra-high-net-worth clients need a financial cushion

The total wealth of billionaires fell in 2018: Billionaire wealth declines in 2018

Polls & surveys – What financials are saying

Expect weaker investment returns in the future (JP Morgan): Weak global growth ahead, J.P. Morgan says

Businesses looking to Canada for expansion (HSBC): Foreign businesses eyeing Canada for expansion: report

U.S. advisors are bullish on the industry (Schwab): Advisors are (mostly) upbeat about the future: Schwab

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – November 4, 2019

VCs may benefit from investing in more women- and multicultural-led companies. Top 10 trends that will impact family offices. A look at how the digital economy is changing real estate. And much more in this week’s briefing.

Economic/industry news

The Bank of Canada held its central interest rate at 1.75%: Bank of Canada holds rates, warns economy will be ‘tested’

The Fed lowered its central interest rate: Fed cuts rates by quarter point while hinting at a policy pause

The U.S. economy grew 1.9% in the third quarter: US GDP rose a better-than-expected 1.9% in the third quarter as consumers continued to spend

Is there an opportunity in alternative fixed income?: Alternative fixed income seen as market opportunity

Competition in the ETF space is fierce: Cutthroat competition has come in the ETF industry

A look at how the digital economy is changing real estate: How the digital economy is reshaping real estate

Global ETF assets rose 2.52% over the third quarter: Global ETF assets extend lead over hedge fund industry to USD2.54 trillion at the end of Q3 2019, says ETFGI

News and notes (U.S.)

It was a tough month for hedge funds, according to Eurekahedge: Hedge funds lag, lose clients in September despite lower fees

Newer hedge funds outperforming their more established counterparts: These hedge funds do better

CFOs’ pay at private companies growing: A look at CEO vs. CFO compensation at late-stage private companies

VCs may benefit from investing in more women- and multicultural-led companies: Morgan Stanley: VCs neglect women and minorities, and it’s hurting returns

Looking to simplify limited partnership agreements: Private equity contracts are expensive and complex. This group wants to change that.

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: October 29 edition

Why investing in a 401(k) is so important: This is the biggest retirement mistake Americans are afraid of

News and notes (Canada)

3iQ gets approval for Bitcoin investment fund: OSC approves Bitcoin investment fund

CIBC launches three fixed income pools: CIBC launches fixed income pools

TD introduces MyTD: TD announces AI-driven advice service

AIMA looks at alternative investment market in Canada: AIMA publishes handbook on Canada’s alternative investment landscape

ICE launches platform to improve standardization and efficiency in an ETF primary market: New platform aims to boost ETF growth

Canadian DB plans advanced 1.6% in the third quarter: Canadian DB plans post 1.6 per cent median return in third quarter: survey

On the pulse – New frontiers in fintech

Combining humans with digital to help customers: Best customer experience in banking blends digital with human touch

How financial services companies can benefit from AI: Unleashing AI’s potential in financial services

Improving conversational AI: Overcoming the barriers to conversational AI

How deep learning can reach its potential: Deep learning is overtaking classic machine learning methods, study finds

FSRA joins the Global Financial Innovations Network: FSRA steps into global sandbox

Looking for a European digital currency: German banks calls for digital euro

Developing policy for crypto assets: IIROC launches crypto advisory group

The International Investment Funds Association (IIFA) releases Cybersecurity Program Basics: IFIC unveils updated cybersecurity guide

CI partners with d1g1t Inc.: CI Financial partners with fintech firm

High-net-worth topics

Top 10 trends that will impact family offices: Family office insights: 10 trends that will affect family offices in 2020

The wealthy are looking for safety in cash: Wealthiest investors are holding more cash says UBS

Polls & surveys – What financials are saying

North American investor confidence fell in October (State Street): Geopolitical turmoil dents investor confidence, State Street says

Interest in responsible investing rising (RIA): Canadians want more support on responsible investing

Even high income earners are struggling financially (TD): Earning power doesn’t necessarily equate to better financial health, survey finds

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – October 28, 2019

Will active managers become more activist? A look at volatility in the private markets. Interest in impact investing continues to rise. And much more in this week’s briefing.

Economic/industry news

The ECB held its central interest rate steady: ECB holds rates at historic lows as Mario Draghi waves farewell to Frankfurt

Canadian retail sales dropped in August: Retail sales fell slightly in August, Statistics Canada reports

Why growth has outperformed value: The real reason value has been lagging growth

A look at what will impact markets over the next few decades: Aging population top global investment trend, institutional investors say

Interest in factor investing on the rise: Factor investing strategies becoming more popular for fixed income: survey

Will active managers become more activist?: A Wall Street revolution: Why active fund managers have ‘stopped yawning and started flexing their muscles’

Gold’s comeback: The story behind gold’s resurgence

News and notes (U.S.)

A look at the hedge fund industry in September: State of the industry: September 2019

Hedge funds have experienced net redemptions in 2019: Hedge fund industry sees 6th consecutive quarter of outflows

Charles Schwab launches the Schwab Alternative Investment Marketplace: Schwab launches alts marketplace for advisors

Jeffrey Vinik closes hedge fund: Billionaire investor Jeffrey Vinik closes hedge fund less than a year after its relaunch

A look at volatility in the private markets: KKR: Private markets are much more volatile than they appear

U.S. executives believe M&A activity will be better next year: US M&A remains resilient despite market fears

A look at ETF flows in 2019: Where the ETF money flowed in 2019

News and notes (Canada)

Picton Mahoney to acquire funds from Vertex One: Picton Mahoney gains five funds from Vertex One

 New ETF from Mackenzie: Mackenzie launches emerging markets bond ETF

Mutual funds were in favour in September: Mutual fund sales soared in September

A look at the possible financial impact from a Liberal minority government: How a Liberal minority government could help, or hit, Canadians’ wallets

Learn about the head of the Canada Infrastructure Bank: A profile of Janice Fukakusa, chair of the Canada Infrastructure Bank

On the pulse – New frontiers in fintech

How finance can benefit from AI: What can AI and big data do for finance?

Four principles to launch unique products: 4 crucial steps to transform banking products for a fintech world

Partnership formed to launch fintech research unit: Fintech research unit founded by AMF, Finance Montreal

Why improving the onboarding process is crucial: Research shows banks could lose $22.75bn to slow onboarding

Alberta Investment Management Corp. using AI to predict stock price movements: Institutional investors turning to AI, data science to improve processes, yield alpha

Using API to better your business: How can organizations take advantage of the API economy?

Cyberattack discovered, focused on institutional investors: Cyber attack hits prominent hedge fund, endowment, and foundation

Wealthscope launched to help investors look at total portfolio diversification: New tool to help those accumulating and decumulating retirement assets

WealthBar acquires Snap Projections: WealthBar deepens financial-planning commitment with acquisition

Is there a place for blockchain in fintech?: Blockchain: Is it the future of fintech?

High-net-worth topics

The high-net-worth in the U.K. are concerned about the political landscape: Politics is more worrying than Brexit for Britain’s wealthy

Wealthy executives have specific needs from a financial advisor: What high-earning executives need, and aren’t getting, from advisors

 A look at the world’s ultrawealthy: Who are the ultrawealthy? These charts will give you an idea

Polls & surveys – What financials are saying

Interest in impact investing continues to rise (American Century): US, UK millennials embrace impact, ESG investing: Survey

Lacking knowledge of fixed income securities (BNY Mellon): Survey reveals severe lack of awareness on fixed income

Canada falling behind in dealing with climate risk (FTSE Russell): Canada’s climate readiness gets a thumb-down

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – October 21, 2019

Digital-only banks succeeding through a robust customer experience. ESG adoption by institutional investors may be slowing. Venture capital mega-deals continue to grow. And much more in this week’s briefing.

Economic/industry news

Canada’s inflation rate was 1.9% in September: Canadian inflation holds steady at 1.9%, core measures inch up

China’s economic growth slowed in the third quarter: China says its economy grew 6% in the third quarter, slower than expected

Retail sales in the U.S. declined: U.S. retail sales dip 0.3% in September

The end of the 60/40 portfolio?: Bank of America says 60-40 portfolios are dead. They’re right

Show a bit of pessimism towards a trade deal: Morgan Stanley tells stock bulls not to kid themselves on trade

The IMF predicts weaker economic growth in 2019: Global conflicts could lead to weakest growth since 2008: IMF

News and notes (U.S.)

The Eurekahedge Hedge Fund Index declined 0.30% in September: Hedge funds down 0.30 per cent in September

A look at hedge funds’ favourite research firms: The research hedge funds want to pay for

Why private markets will continue to flourish: The company of the future is private

How debt financing companies are attracting businesses: How debt financing is adapting to compete with equity financing

VC mega-deals continue to grow: 2019 on pace for another $100B invested as VC exit value tops $200B for the first time [datagraphic]

A look at how much the U.S. green economy is worth: America’s ‘green economy’ is now worth $1.3 trillion

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: October 15 edition

News and notes (Canada)

Waypoint launches liquid alternatives fund: Liquid alternatives: The Waypoint All Weather Liquid Alternative Mutual Fund

Desjardins launches ETF portfolios: Desjardins adds ETF portfolios to its roster

National Bank launches the NBI Unconstrained Fixed Income ETF: National Bank launches fixed-income ETF

Canaccord Genuity expands into Australia: Canaccord Genuity to acquire Australian firm for $23.3 million

Canadian M&A activity down in the third quarter: Mergers and acquisitions slow in third quarter: report

Michael Lee-Chin discusses the challenges impacting advisors: Adapt or become irrelevant, Lee-Chin warns advisors

On the pulse – New frontiers in fintech

Using technology to focus on consumer engagement: Digitizing banking is all about engagement and CX, not ‘tech’

Digital-only banks succeeding through a robust customer experience: Look to your customers for the key to banking success

Searching for innovative new technology: Where do incumbents look for game-changing innovation?

Canadians’ use of fintech on the rise: More Canadians using fintech, in spite of privacy concerns

The majority of U.K. financial institutions are using machine learning technology: Machine learning advancing in financial sector – Bank of England

Emerging challenger banks can be found all around the globe: Some challengers really are challenging … but not where you’re looking

Appealing to wealthier millennials: How upscale millennials’ money views impact their banking habits

How to keep up with regulatory change: How to approach modern regulatory change management in financial services

NatWest piloting a fingerprint credit card: Technology-based banking products launched

A look at what technologies are impacting advisors most: 10 female leaders share top tech trends that’ll change your practice

High-net-worth topics

Millennials’ wealth is expected to grow: There are more than 600,000 millennial millionaires in the US, according to report

What a wealth tax could mean for the high-net-worth: Explaining a wealth tax to clients

Polls & surveys – What financials are saying

Preparing portfolios for an economic slowdown (Aviva): Proceed with caution on asset allocation: report

ESG adoption by institutional investors may be slowing (RBC): Survey finds ESG adoption tapering off among institutional investors

There may not be a global recession until 2021 (HSBC): Global recession unlikely until 2021: HSBC

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Tuesday afternoon briefing – October 15, 2019

Hedge funds are moving away from oil. More companies raising private money. U.S. venture capital slowed in the third quarter. And much more in this week’s briefing.

Economic/industry news

U.S. inflation rate steady in September: US consumer prices were unchanged in September, the weakest reading since January

The Canadian unemployment rate fell in September: Canada’s job market produces another surprise gain in September 

Progress was made on a U.S.-China trade deal: U.S., China reach partial trade deal, boosting market back near-record highs

The Fed will buy short-term T-bills: Fed to buy Treasury bills in effort to control lending rates

Interest in money markets rising: Investors are flocking to money markets at the highest rate since the financial crisis

A look at EBITDA for private companies: Why EBITDA is just BS

More companies raising private money: The changing landscape of public and private equity investing

New indexes to track megatrends: MSCI launches megatrends indexes

News and notes (U.S.)

Hedge fund industry returns declined 0.11% in September: Hedge funds see two consecutive months of negative returns, says eVestment

Hedge funds moving away from oil: Column: Hedge funds turn bearish on oil as economy slows

Add-ons a growing portion of U.S. PE buyouts: This year could set another record for US PE add-on activity 

Retirement portfolios can benefit from private equity: Private equity a must for retirement portfolios, Panel Argues

A new asset class?: The hot new alternative investment: Lego?

Stephen Schwarzman comments on job loss study: Stephen Schwarzman on the key ‘flaw’ in the private equity job loss study

U.S. venture capital slowed in the third quarter: Venture Capital – Unicorn blood on the street

Fidelity offers free trading: Fidelity joins price war with zero commissions   

News and notes (Canada)

The impact of fund-of-funds on the ETF industry: How fund-of-funds could be puffing up Canada’s ETF industry

VC investment in Canada continues to rise: Canadian VC investment hits record in Q3

Advisors satisfied with their brokerages: Where the industry is succeeding, and falling short

A look back at Canada’s first year of legalized marijuana: The good, the bad and the ugly from Canada’s first year of legal pot

On the pulse – New frontiers in fintech

A look at what’s ahead for fintech: What’s next for fintech growth?

Customers are concerned about using voice-assisted technology for bank transactions: Insurers and banks face battle to overcome security fears over voice-assisted tech

Consolidation in fintech expected to continue: More fintech consolidation expected after Broadridge’s Fi360 purchase

How to improve onboarding: Two ways to quickly elevate your financial institution’s onboarding

Companies start abandoning the Libra project: Facebook’s Libra loses Mastercard, Visa in cascade of exits

An in-depth look at the term “challenger”: What does the term ‘challenger’ really mean?

Digital asset firms must comply with AML rules: Digital assets face anti-money laundering rules too

Another bitcoin ETF rejection: SEC rejects Bitwise Bitcoin ETF

RBC looking to help address climate change: RBC backs AI-based climate change research  

High-net-worth topics

The high-net-worth are looking to protect their wealth: Long-term planning can help allay Canadian investors’ concerns for the future               

A look at how the high-net-worth are investing: Tiger 21 Founder addresses macroeconomic concerns for high-net-worth investors on CNBC Europe 

Polls & surveys – What financials are saying

Many investors see a recession ahead for the U.S. economy (E-Trade): Bearish investors say US economy has peaked: E-Trade survey

Canadians are looking for retirement help (HOOPP): 80% of Canadians would take pension over salary hike: Poll

Those working with an advisor feel more prepared for a recession (CFP): Advisors instill confidence in face of recession

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – October 7, 2019

A look at hedge funds’ approaches to Brexit. The benefits and challenges of moving to the cloud. How AI will change the job market. And much more in this week’s briefing.

Economic/industry news

The U.S. unemployment rate hit a 50-year low: September unemployment rate falls to 3.5%, a 50-year low, as payrolls rise by 136,000

The Canadian economy was flat in July: StatsCan says economy flat in July as oil and gas sector down

More tariffs placed on Europe: U.S. to slap tariffs on European planes, whiskey after WTO ruling

How markets could be affected by an impeachment: What impeachment could mean for U.S. markets

Why now could be the time for alternatives: Is the tide turning for alternatives?

The benefits of investing in farmland: A look at the diversification benefits of farmland investing for pension funds

News and notes (U.S.)

Hedge fund launches rose in the second quarter: Number of new hedge fund launches up for second consecutive quarter

A look at hedge funds’ approaches to BrexitHow the hedge funds are really playing Brexit

Interest in private assets is high and will continue to grow: The unstoppable allure of private assets

A look at the PE middle market during the second quarter: 7 charts illustrating the US PE middle market in 2Q

Vanguard looking to enter the currency trading market: Vanguard to challenge banks’ grip on $6 trillion currency market

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: October 1 edition

The SEC is looking to modernize ETF regulations: The SEC says it’s making ETFs more accessible – here’s what that could mean for investors

More firms move to commission-free trading: TD Ameritrade announces zero commissions in tit-for-tat move

News and notes (Canada)

Purpose to incorporate ESG across all strategies: Purpose announces full ESG integration

National Bank launches green bond: National Bank issues sustainability bond

Canadian pension solvency fell to 98.6% in the third quarter: Canadian DB pension solvency declined in third quarter: surveys

CSA looking to improve its client-focused reforms: CSA introduces revised version of client-focused reforms

Responsible investing important to Canadian institutional investors: Canadian institutional investment pros say RI is important

On the pulse – New frontiers in fintech

A look at some fintech trends you may not already know about: Three overlooked trends in fintech

How to build a personalized experience: Secrets to building one-to-one digital experiences

How AI will change the job market: Artificial intelligence driving the next generation of jobs in the UK

Helping companies trade globally: Banks join forces on digital platform to help firms trade globally

Improving the branch experience: Interactive tech drives bank’s new experiential branch

The benefits and challenges of moving to the cloud: Interview with Bloomberg’s CIO: What’s driving financial services to the cloud?

A look at some examples of industry convergence: Industry convergence: Going beyond business boundaries

Robinhood adding well-known content to its app: Stock trading app Robinhood revamps its newsfeed with the Wall Street Journal and ad-free videos

The cost of fighting climate change: Americans fear climate change and the cost of fighting it

High-net-worth topics

Initiating the wealth transfer discussion between the high-net-worth and their children: How a UBS exec gets families to open up about wealth transfer

Goldman looking to attract the high-net-worth in Europe: Goldman is taking another stab at serving Europe’s rich

High-net-worth millennials believe they may need to work past retirement age: Survey: Many affluent millennials don’t think they can retire by 65

Polls & surveys – What financials are saying

Only 4% of CEO positions are held by women (CSA): Women gain share of board seats but not executive roles

Many Americans are concerned about their finances (NAPFA): Americans in need of some good financial advice: survey

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – September 30, 2019

People want more ESG transparency by companies. Fintech firms facing challenges finding good talent. The high-net-worth are raising cash levels. Can a passive player enter the PE space? And much more in this week’s briefing.

Economic/industry news

U.S. GDP growth confirmed at 2.0%: Second-quarter U.S. GDP left at 2%, slower economic growth seen persisting

Signs may point to an economic slowdown: Is the end of economic expansion near?

People want more ESG transparency by companies: Pressure piling on for companies to provide ESG disclosure

The trade war is the biggest threat to global economic growth: Lagarde says trade main global growth risk, recession unlikely

Why asset managers need to consider alternative investments: Asset managers must adapt to democratization of alternatives

A look at how much should be allocated to alternative investments: Here’s how much financial advisors should invest in alternatives to make a difference

Is there a future for non-transparent ETFs?: Non-transparent ETFs … a glimpse into the future?

News and notes (U.S.)

Global hedge funds experienced redemptions in August: Investors have pulled $63 billion from hedge funds this year – but these strategies are raking in cash

Many hedge funds are negotiating their management fees: Almost 39 per cent of hedge fund managers willing to negotiate management fees, says report

Can a passive player enter the PE space?Why private equity is ripe for Vanguard-style disruption

The PE space will continue to expand: Research suggests there’s no stopping the private-equity train

Transitioning from Washington to PE: Politicians continue push into PE

Participation rate in retirement plans on the rise: Retirement Plan Sponsors report record 83% participation rate

Morningstar concerned about public availability of private investments in retirement plans: Don’t relax private investment regs for retirement funds: Morningstar

News and notes (Canada)

Fidelity launches five fixed income ETFs: Fidelity rolls out five fixed income ETFs on TSX

Evolve launches the Evolve Dividend Preferred Share Index ETF: Evolve launches preferred share ETF

Wealthsimple acquires SimpleTax: Wealthsimple expands into tax software with SimpleTax acquisition

What title regulation will mean for Ontario financial advisors: What to expect as title regulation extends to Ontario

Mutual fund and ETF assets rose in August: ETF sales eclipse mutual funds in August, IFIC reports

Canadian asset managers must innovate in a challenging environment: Asset managers must innovate: KPMG

On the pulse – New frontiers in fintech

Visa launches Visa Partner, looking to help fintech firms: Visa opens resource portal for fintechs

Banks must blend the old with the new to thrive: Where banking-fintech partnerships fall short

Developing products your consumers want most: How to build banking products consumers will love

Regtech spending to increase substantially in next five years: Regtech spending to reach $127 billion by 2024, as AI drives cost savings

HSBC introduces system to detect financial crimes: HSBC introduces industry leading financial crime detection systems

Combatting deepfakes: Can AI and blockchain be used in fight against deepfake?

Fintech firms facing challenges finding good talent: UK fintech sector faces talent shortfall

Increasing the use of blockchain: Can blockchain become more accessible?

High-net-worth topics

The top 1% in Canada saw their effective tax rates decline: Tax rates down, incomes up for the 1%

The high-net-worth are raising cash levels: Wealthy families are preparing for a downturn

The high-net-worth should have a plan to handle requests for money: How wealthy people handle requests to give away their money

Polls & surveys – What financials are saying

Investors in mutual funds and ETFs are confident in these products (IFIC): IFIC survey shows strong satisfaction with advisors, fund products

Supersavers are willing to make sacrifices to save more (Principal): These 5 money habits put young workers on track for retirement

Investors interested in sustainable investing, but don’t do it (Schroder): Investors talk the talk, don’t walk the walk, on sustainability

Why people engage with a financial advisor (Merrill Lynch): Top 5 reasons clients turn to a financial advisor: Merrill

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – September 23, 2019

A bitcoin yield fund for the high-net-worth. Private equity and venture capital outperforming public equities. Why international co-operation is needed to combat cybercrime. And much more in this week’s briefing.

Economic/industry news

The Fed reduced its central interest rate: Fed lowers interest rate by a quarter-point, and is open to the idea of more easing

Canadian inflation rate was 1.9% in August: Canadian inflation slows to 1.9% on lower gas, vegetable prices

The BoE held its Bank Rate steady at 0.75%: Bank of England holds rates, warns another Brexit delay could hurt economic growth

The BoJ kept its key interest rate at -0.10%: BOJ keeps policy steady, signals chance of easing in October

A look at how liquidity affects an ETF’s trading costs: Why liquidity matters in ETF cost minimization

Does the value of benchmark data justify the cost?: Fund managers seek more insight from benchmark data

News and notes (U.S.)

Hedge fund net exposure at highest level since 2018: Goldman: Hedge fund exposure to stock market at 15-month high

A conversation with Josh Harris on private marketsApollo’s Josh Harris talks private markets at delivering alpha

PE and VC outperforming public equities: Private equity outperforms and captures institutional flows

Private equity net cash flow was over US$150 billion in 2018: Eight years in the black for private equity cash flows

Vanguard to launch Digital Advisor: Vanguard preparing to offer digital-only robo-advisor

Rockefeller Capital eyes Silicon Valley: Rockefeller Capital buys wealth firm for Silicon Valley rich

The Fed took action in money markets for first time in a decade: Fed intervenes in money markets for first time in 10 years

 Looking for more customized target-date funds: Interest rising in active/passive hybrid strategies for TDFs

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: September 17 edition

News and notes (Canada)

Horizons launches the Horizons Growth TRI ETF Portfolio: Horizons ETFs expands lineup of portfolio ETFs

CI Investments launches ESG funds: CI introduces debut ESG funds

Combining mutual funds and ETFs could be beneficial: Mutual funds and ETFs in harmony

Canada ranks “below average” in fund costs, according to Morningstar: Canada rates poorly in Morningstar survey of mutual fund costs

Foreign investors moving out of Canadian securities: Foreign investors continue to divest Canadian securities

On the pulse – New frontiers in fintech

Five fintech trends to watch in 2020: Five trends shaping fintech into 2020

How to navigate through customers’ fear of open banking: Open banking scares customers, but they want what APIs can deliver

A look at Canadians’ comfort with AI: How Canadians feel about AI in financial services

We’re in the early innings of AI’s impact on the financial services industry: The beginning of the road for AI in finance, the best is yet to come

Building a branch as an advice centre: Transforming branches into advice centers: The long road ahead

How technology is impacting capital markets: Buyers’ brief: Fintech drives capital markets

Why international co-operation is needed to combat cybercrime: Cyber-crime best tackled by international co-operation

Arab Bank launches custody and brokerage services for digital assets: Leading Swiss private bank launches full suite of digital asset services

High-net-worth topics

Family offices incorporating ESG principles: Wealthy families pour fortunes into $31 trillion ESG opportunity

A bitcoin yield fund for the high-net-worth: Wealth manager launches world-first bitcoin yield fund

Polls & surveys – What financials are saying

38% of fund managers expect a recession over the next year (Bank of America Merrill Lynch): Recession fears among fund managers rise to highest level in a decade

Immigration wage gap impacting Canada’s economy (RBC): Immigrant wage gap costing Canada $50 billion a year in GDP: RBC study

Millennials are starting to save early (E*Trade): Young investors are doin’ it for the ‘Gram

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – September 16, 2019

Is there a major flaw with internal rate of return? The increasing use of alternative data. The top traits exhibited by leading advisors. And much more in this week’s briefing.

Economic/industry news

The U.S. inflation rate fell to 1.7% in August: Cheaper gas puts a cap on consumer prices in August, but inflation appears to be rising, CPI shows

The ECB lowered its central interest rate to -0.50%: ECB cuts key rate for first time since 2016 as recession fears grow

OPEC should be closely monitoring demand, along with supply: Where does OPEC+ go from here?

Could there be changes to the U.S. capital gains tax?: Trump to revisit capital gains tax cut in White House Meeting

Will value investing bounce back?: Value investing’s heady days aren’t coming back, study says

Fixed income continues to attract significant ETF flows: Global ETF flows continue to favour fixed income in August: ETFGI

News and notes (U.S.)

A look at the hedge fund industry in AugustState of the industry – August, 2019

The Eurekahedge Hedge Fund Index rose 0.31% in August: Hedge fund managers up 0.31 per cent in August

The increasing use of alternative data: Hedge funds plan to pour more money into alternative data

PE drawdown rates are still slow: Despite an active PE industry, drawdown rates have remained slow since 2012

Dry powder continues to rise: Alternative investment managers still building up dry powder

Is there a major flaw with internal rate of return?: The faulty metric at the center of private equity’s value proposition

Bitcoin ETFs could still be a bit away: SEC’s Clayton still troubled by potential manipulation of bitcoin prices

Directors and senior officers are selling shares: Insiders at US firms are selling shares at fastest pace since 2007

News and notes (Canada)

RBC launches five U.S. single-factor ETFs: RBC iShares expands lineup of factor ETFs

Stone Asset Management launches PTF: Stone Asset Management announces platform-traded fund

Why family businesses are important for the Canadian economy: Canada’s economy dependent on family businesses: report

Canadian pension assets grew 5% in the first quarter: Pension assets surged in Q1, StatsCan says

The Canada Pension Plan is opening an office in San Francisco: CPPIB opening San Francisco office, hiring head of VC funds

Canada’s first Pay Equity Commissioner announced: Canada now has a federal pay equity commissioner

On the pulse – New frontiers in fintech

Why banks should embrace and partner with fintech: Fintech and banks: collaboration or competition?

Using AI to fuel deposit growth: How banks and credit unions can grow deposits with AI

AI should complement the human process: Where the AI rubber hits the banking road 

The need to enable open banking in Canada: Feds must act on open banking, senators say

How banks can attract Millennials: What millennials want from banks & credit unions

Small investment firms have cybersecurity deficiencies: Small firms less prepared for cyber risks: report

Morningstar launches Goal Bridge: Morningstar launches new goal-based advisor software

JPMorgan Chase helping small businesses with cash flow: JPMorgan Chase introduces same-day deposits for merchants

Issuing bonds through blockchain: Santander launches the first end-to-end blockchain bond

High-net-worth topics

The high-net-worth should stay invested in U.S. equities, according to Goldman: Goldman manager tells rich clients to put American stocks first

Canadian high-net-worth are focused on preserving their wealth: Canada’s wealthiest shifting focus toward future-proofing

TD launches new alternative fund for high-net-worth clients: TD Asset Management adds alternative fund

Polls & surveys – What financials are saying

60% of investors believe board diversity is important (ISS): Most investors support climate disclosure, board diversity, ISS finds

Expect slower growth for Canadians’ wealth (Investor Economics): Canadians’ wealth declines for first time since 2008

The top traits exhibited by leading advisors (Nationwide): 4 things successful advisors do differently: Nationwide

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – September 9, 2019

Helping smaller clients with their financial planning needs. Private equity firms are taking an interest in physician practices. Four phases of a successful digital transformation. It’s time to listen to the lesser known managers. And much more in this week’s briefing.

Economic/industry news

The BoC held its central interest rate steady at 1.75%: Bank of Canada balks at joining global rate-cutting trend

The Canadian unemployment rate was unchanged at 5.7% in August: Canada sees jobs surge in August with 81K new positions

The U.S. unemployment rate was 3.7% in August: U.S. creates just 130,000 news jobs in August, keeping Fed on track to cut rates

Manufacturing states suffering from trade uncertainty: Trump’s trade war inflicts pain on manufacturing states

What happens if the global consumer stops spending?: Trade-war damage piles weight of global economy onto consumers

Assets under management fell for the world’s largest pension funds in 2018: World’s largest pension funds’ AUM decreased in 2018

Fund costs will impact Morningstar’s analyst ratings: How Morningstar’s new ratings reality will affect funds, ETFs

BlackRock’s outlook for the Canadian economy in the fourth quarter: Outlook for final quarter of 2019

News and notes (U.S.)

Time to listen to the lesser known managers: With Sohn Conference bets, pay attention to the no-name managers

PE firms are taking an interest in physician practices: Why are PE firms hot for physician practices?

How the biggest VCs are investing: Breaking down early- and late-stage deals for the top 20 US VC investors (datagraphic)

Why 401(k) sponsors must understand mutual fund fee structures: Fiduciary responsibility and mutual fund fees

ACI to launch five active ETFs: American Century to launch five active equity ETFs under new Avantis banner

Investing in an NBA team: NBA considers vehicle to bring new investors to soaring team values

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: September 3 edition

News and notes (Canada)

Dynamic launches the Dynamic Credit Absolute Return II Fund: Dynamic Funds launches fourth liquid alternative offering

Waratah launches the Waratah Alternative Equity Income Fund: Waratah Capital launches liquid alternative mutual fund

FP Portfolios launches new ETF: Firm launches ETF alternative to structured products

Canadian ETF assets rose to $186 billion in August: Canadian ETF inflows hit $2.7B in August

Banking leaders are set to adapt to the changing financial landscape: Big bank CEOs talk lower rates, living in ‘unprecedented times’

First-time homebuyers believe new incentive plan may be helpful: First-time homebuyers optimistic about new government incentive: poll

On the pulse – New frontiers in fintech

A look at how fintech is changing the financial services industry: 5 ways fintech is reshaping the financial services industry

Three best practices to help banks become leaders in personalization: How banks and credit unions can take the lead in personalization

Four phases of a successful digital transformation: We just haven’t got a clue what to do!

How AI can help back-office functions: The future of finance is powered by artificial intelligence

Understanding the ethics of AI: Filtering the ethics of AI

A look at five industries being transformed by AI: AI predictions: how AI is transforming five key industries

Helping smaller clients with their financial planning needs: Bringing financial planning to the masses

Plans for a crypto fund-of-funds for institutional investors: Hedge fund manager plans $1bn crypto fund

High-net-worth topics

The high-net-worth are looking for more than just strong investment performance: For HNW clients, digital convenience is no substitute for a personal connection

Managing the high-net-worth’s digital wealth: What you need to know about managing clients’ digital wealth

Polls & surveys – What financials are saying

Canadian productivity hurt by financial stress (Canadian Payroll Association): 43% of Canadians say financial stress is hurting work productivity: Study

Institutional investors not yet fully adopting ESG (CoreData): Institutional investors yet to fully embrace ESG, says new research

Client expectations are the top challenge for wealth and asset management firms (RBC): Client demands overtake regulation as the top challenge for firms

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – August 19, 2019

First vegan ETF set for launch. U.S. household debt hits its highest level ever. Teens prefer fintech to manage their money. Plus much more news in this week’s briefing.

Economic/industry news 

The U.S. inflation rate rose to 1.8% in July: Higher gasoline prices, rent boost cost of living in July, CPI shows, but inflation still mild

The U.K. economy contracted in the second quarter: UK economy shrinks for first time since 2012. Brexit could tip into recession

The U.K. unemployment rate rose to 3.9% in June: UK unemployment rate on the rise as fears grow ‘glory years over’

Understanding the 2020 version of GIPS: GIPS 2020: Everything you need to know

Why faith-based investors can benefit from impact investing: GIIN: Why impact investing is a natural fit for faith-based investors

Reconsidering the target-date glide path: Building better target-date fund glide paths

Bond markets still show signs of risk in the global economy: Equities on ‘borrowed time’ as recession signal nears inversion

News and notes (U.S.)

A look at the hedge fund industry in July: State of the industry – July, 2019

The Eurekahedge Hedge Fund Index returned 0.69% in July: Hedge fund managers recorded another positive month in July following strong H1 performance

SEC looking to make changes to alternatives regulation: Opportunities ahead as SEC pushes to modernize alternatives regulation

BlackRock finds first investment for long-term PE strategy: BlackRock begins PE foray with $875M bet on Sports Illustrated backer

A look at the most consistent top performers in the PE space: These private equity managers are the most consistent top performers

CBS and Viacom have agreed to merge: CBS, Viacom enter streaming wars with $30B combination

The first-ever vegan ETF to be launched: World’s first vegan ETF launches next month

U.S. household debt is at its highest level ever: Household debt sets new record: New York Fed

News and notes (Canada) 

RBC launches three new ETF portfolios: RBC iShares expands lineup of portfolio ETFs

Invesco introduces investment portfolios: Invesco launches new suite of investment portfolios

CI launches asset allocation ETF: CI launches global asset allocation fund

Will the yield curve inversion force the BoC to lower its central interest rate?: Can BoC ignore blaring yield-curve inversion alarm?

OSC branch sees rise in enforcement referrals: Sales practices, suitability remain concerns for OSC

Canadian ETF assets rose to $183.7 billion in July: Canadian ETF assets continue to advance

On the pulse – New frontiers in fintech

Fintech is moving across many sectors of the economy: How fintech is eating the world

The importance of getting digital banking right: Make digital banking both seamless and secure or consumers will walk

Teens using technology to manage money: Fintech gains favor among teens

Successful automation will require quality data: Reliable data identified as key to successful automation

Securities lending through the use of machine learning: Northern Trust applies machine learning to securities lending

A look at the best fintech startups in Europe: The best fintech startups in Europe

A look at some business uses for blockchain technology: Five blockchain use cases: from property to sustainability

How the insurance industry can adapt to the future: How can the insurance industry face its challenges? 

Another delay to the decision on a Bitcoin ETF: Bitcoin ETF decision delayed by SEC again

High-net-worth topics 

Wealthsimple partners with Grayhawk to access the high-net-worth market: Wealthsimple announces partnership, looks to attract high-net-worth investors

How to transfer wealth: The art of transitioning wealth

Polls & surveys – What financials are saying

Asset managers believe a recession is on the horizon (Bank of America): Recession fears spike to 2011 high as risk of bubbles spreads

Generation Z may need some guidance on managing money (Northwestern Mutual): Gen Zers lack clarity on how to handle money, study says

Caring for elders is putting financial strain on Canadians (Angus Reid): Canadian caregivers worry about financial burden

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – August 12, 2019

The top fintech trends for 2020 that you need to know. Taking a long-term view of the hedge fund industry. Geopolitics will hurt some emerging markets countries. And much more in this week’s briefing.

Economic/industry news

Canada’s unemployment rate rose to 5.7% in July: Canada loses over 24,000 jobs in July, but wage growth reaches highest level since 2009

The U.K. economy contracted in the second quarter: Recession fears grow as UK economy shrinks on back of Brexit chaos

Chinese exports rose in July: China exports rise despite simmering US trade row

Could the U.S. consumer be the biggest loser in the trade dispute?: The real cost of Trump’s trade wars

Avoiding firms that pose climate risks: Big money starts to dump stocks that pose climate risks

Portfolios with less risk are more expensive: BlackRock: Least risky portfolios are most expensive

Has bitcoin become a safe haven asset?: Bitcoin joins the ranks of ‘safe haven’ assets

News and notes (U.S.) 

Hedge funds’ net leverage shrinking: Hedge funds turn most bearish since 2016, hone long stock bets

Hoplite Capital to close its funds: Hedge fund Hoplite Capital plans to shut down – letter

Taking a long-term view of the hedge fund industry: Largest hedge fund advisers taking a long-term view on business, says new study

PE having a larger presence in the M&A market: PE’s prominence in the M&A scene continues to grow

PE carefully deploying cash towards deals: The private equity conundrum: More cash, fewer deals

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: August 6 edition

Most expensive real estate markets are seeing a decline in home prices: Home prices decline in some of the costliest markets in the U.S. 

News and notes (Canada)

Sun Life to offer a sustainability bond: Sun Life to issue sustainability bond

Geopolitics impacted RRSP season in Canada: ‘RRSP season was the worst in a decade’

Requesting that GST/HST be removed from mutual funds in RRSP accounts: IFIC calls for end to federal sales tax on mutual funds in RRSPs 

Total assets in Canadian ETFs was just shy of $184 billion in July: July sees $1.8 billion in ETF inflows

A look at the fund industry’s contribution to Canadian GDP: Canada’s fund industry fuels 1.7% of GDP, IFIC reports

On the pulse – New frontiers in fintech 

The top fintech trends for 2020 that you need to know: Top 5 fintech trends that will dominate 2020

A look at how fintech could impact the banking industry: The fintech revolution: Who are the new competitors in banking?

Improving customer satisfaction through digital innovation: Financial institutions must become digital innovators

Data and analytics will benefit asset managers: Technology key to future success of asset managers: report

Customer trust and understanding to propel open banking forward: Why open banking is about to have its coming of age

U.S. regulators need to shift focus from penalties to prevention: US regulators need data breach prevention focus

Some business uses for virtual and augmented reality: VR is ahead for now, but AR will be a larger market in the long run

The Apple credit card is almost upon us: Apple readies for credit card launch

Why Canada needs to spread tech jobs across different cities and regions: Is Canada heading for a two-tier digital economy?

High-net-worth topics 

Wealthy investors are decreasing their allocation to stocks: These wealthy investors are trimming their stock holdings

The wealthy are adopting mobile technology for their investing needs: Interest in digital tech growing among wealthy investors: Morgan Stanley poll

The mansion tax could spread across the U.S.: ‘Mansion tax’ could sting your wealthy clients

Polls & surveys – What financials are saying 

Diversity in hiring at alternative firms lagging (Jensen Partners): Investors complained. Are alts firms listening?

Majority of hedge fund managers are not incorporating ESG strategies (BarclayHedge): More than half of hedge fund managers still not considering ESG: survey

Geopolitics will hurt some emerging markets countries (S&P): S&P: Risks for emerging markets loom despite looser Fed policy

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Tuesday morning briefing – August 6, 2019

Activist investors from the U.S. having an impact in Europe. IT attracting one-fifth of all U.S. private equity investment. Some thoughts on keeping data clean. And much more in this week’s briefing.

Economic/industry news

The Fed reduced its central interest rate: Fed cuts key rate, pledges to sustain expansion

Economic growth in Europe slowed in the second quarter: Euro zone second-quarter growth halves, inflation slows despite jobless at 11-year low

The Bank of Japan held its central rate steady at -0.10%: Bank of Japan commits to easing further if inflation sputters, keeps policy steady

BoE held its central bank rate steady at 0.75%: Bank of England cuts UK growth forecast

Taking a proactive approach with company management to follow ESG values: Turning a light on company behavior

Some asset classes that may help your portfolio: Assets to consider when traditional diversification fails

Fixed income ETFs should continue to see robust growth: ETF product trends to watch

Sustainable funds having a strong 2019 so far: Sustainable funds are winning at halftime, says Morningstar

News and notes (U.S.)

Hedge funds recorded a positive month in June: Hedge funds up 1.75 per cent in June

Element Capital increases performance fee: Top hedge fund sets 40% performance fee as assets hit $18bn

Activist investors from the U.S. having an impact in Europe: US activist investors’ aggressive strategies are starting to force change in Europe

Helping small businesses land even bigger government contracts: With PE backing, government contractors strive for bigger awards

IT attracting one-fifth of all U.S. PE investment: For the fifth straight year, PE’s appetite for IT continues to grow

A look at the top-performing PE fund of funds: These are the best performing funds of funds in private equity

Goldman Sachs to expand its business in South Africa: Goldman Sachs bets on South Africa’s strong economic growth

News and notes (Canada)

Emerge launches actively managed thematic ETFs: Emerge launches five ETFs

New CI fund to invest in high-interest savings accounts: CI launches high interest savings fund

Number of deals and funding of VCs fell in the first half of 2019: Canadian VC funding down in H1: Report

Canadian DB plans experience a positive return in the second quarter: Canadian DB plans post median 2.5% return for Q2

Canadian small business confidence declined in July: Small biz optimism drops in July

On the pulse – New frontiers in fintech

Digital transformation can ward off potential threats: The case for transforming banking (even when profits are strong)

A look at how financial advisors are benefiting from fintech: How advances in fintech are helping financial advisors

Why banks should be adopting AI now: Building an AI-powered financial institution

Keeping your data clean: How clean is your data?

Sorting through randomness: Facebook AI research is a game-changer

Helping small businesses with electronic payments: Mastercard and SumUp team to bolster SME offering

A look at a few fintech firms and how they are succeeding: Three global fintech innovations that created real value

Why the Fed should be looking at faster payments: Go slow on Libra. Speed up on faster payments.

Investing in drone technology: Retail investors interested in drone technology can now invest in it

High-net-worth topics

How the high-net-worth can discuss their estate planning: Heirs of HNW families in the dark on family wealth decisions

When is the best time for the high-net-worth to transfer their wealth: Dead or alive: When is the right time to transfer wealth?

The wealthy value their privacy: 10 ways the wealthy buy privacy

Polls & surveys – What financials are saying

Are those with a lower level of assets receiving financial planning information? (OSC): Many investors receive little advice for fees, survey finds

Eight out of 10 financial advisors are bullish on U.S. equities (NDR): Financial advisors remain upbeat about economy, markets

Financial advisors are getting younger (TD Ameritrade): ‘Graying trend’ in advisory industry is reversing: FA insight

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – July 29, 2019

Why financial institutions should focus on educating clients about digital banking. Preparing institutional portfolios for a market downturn. How mutual fund companies can adapt to the challenges they face. And much more in this week’s briefing.

Economic/industry news

U.S. GDP growth was 2.1% in the second quarter: GDP slows to 2.1% in second-quarter but beats expectations thanks to strong consumer

The ECB holds its central interest rate steady: ECB signals rate cut, QE ahead as global stimulus push picks up

What Prime Minister Johnson’s win could mean for Brexit: Johnson’s win elevates ‘no deal’ Brexit risks to U.K. economy

Facebook is not a favourite of ESG funds: Facebook getting booted from ESG index funds

Is there still more runway for global equities?: How long can the equity rally last? 

Value stocks are falling behind their growth counterparts: Value stocks haven’t traded this low in nearly half a century 

Preparing institutional portfolios for a market downturn: Are institutional portfolios prepared for the next market tumble?

The importance of manager research: Manager research matters even more than you think

News and notes (U.S.)

The forward redemption indicator for hedge funds declined in July: SS&C GlobeOp Forward Redemption Indicator at 2.69 per cent for July

Hedge fund assets that are invested based on ESG criteria are expected to grow: Hedge funds expect large jump in ESG assets

A look at the U.S. PE industry during the second quarter: Here are 9 charts that capture the US private equity industry in 2Q

Private markets may continue to grow: The expansion of private markets is irreversible

A look at some trends in the VC market: 21 charts showing current trends in US venture capital

Every company in the S&P 500 Index now has a female board member: The last all-male board in the S&P 500 finally added a woman

Home price inflation outpacing wages: American dream of owning a home out of reach for many, report says 

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: July 23 edition

News and notes (Canada)

Evolve to offer 5G technology category to one of its existing ETFs: Evolve adds a new category to innovation ETF offering

Responsible Investment Association launches marketplace website: RIA launches RI Marketplace

Mackenzie launches emerging markets bond ETF: Mackenzie taps into EM bond market growth

Net inflows of Canadian-listed ETFs increased in the second quarter: Net inflows drive Q2 rebound for Canadian-listed ETFs

The BoC decreased the qualifying mortgage rate: BoC lowers qualifying rate used in mortgage stress tests

Does the new North American trade agreement hurt Canada?: America comes first in revamped NAFTA, report says

On the pulse – New frontiers in fintech

Why financial institutions should focus on educating clients about digital banking: No guarantees digital banking will continue to grow

New types of jobs in financial services will emerge from new technologies: The brightest fintech minds could be right in your office

The who’s who of the fintech industry: Influential business leaders in the fintech industry

Helping small businesses at the point of sale: ING tests software that turns mobile phones into POS terminals

Insurers to increase RPA spend: Insurers to spend $634m on Robotic Process Automation by 2024, as efficiency gains are sought

Using AI to attract deposit growth: AI savings tools help financial brands boost organic deposit growth

Tracking financial markets while driving: TD Ameritrade rolls out car-based tools for investors

Digital advisor to offer chequing and savings accounts: Betterment moves into banking

Technology can help reduce costs for meeting AML requirements: Tech reduces anti-money laundering compliance costs: report

High-net-worth topics

The high-net-worth should consider a family budget: Why wealthy people need to follow a budget, too

The importance of helping clients with their wealth transfer: The key to managing client wealth transfers

Helping clients with their wealth and health: Giving clients health to enjoy their wealth

Polls & surveys – What financials are saying

The IMF expects weaker economic growth in 2019 (IMF): IMF sees a weaker global economy but upgrades U.S. forecast

How mutual fund companies can adapt to a variety of challenges (PwC): Mutual fund industry at a crossroads: PwC report

Women and men differ on their views of financial markets (Nationwide): Women less optimistic than men about the market: Nationwide

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – July 22, 2019

Agri-food VC fund gets big investment. Rethinking PE multiples. Hedge fund assets reach their highest level ever. Baby boomers falling short of their retirement savings goals. The high-net-worth are more concerned about education and health than fancy things. And much more in this week’s briefing.

Economic/industry news

Canada’s inflation rate fell to 2.0% in June: Inflation hits BoC target of 2%

China’s economic growth rate slows to 6.2%, annualized, in the second quarter: China second-quarter GDP growth slows to 27-year low as trade war bites, more stimulus seen

How far will the Fed cut interest rates?: With a July cut almost assured, how far will the Fed go?

The impact of geopolitics on financial markets: Geopolitics becoming a primary market driver for institutional investors

Why goals-based planning can eliminate advisor biases: How advisor biases influence client outcomes: SEI study

Index tracking funds regained popularity in the second quarter: Passive investing picking up again

A look at six potential changes to the ETF industry: 6 big changes that could transform the ETF market

Five strategies for the “new” world of investing: Five strategies to replace old investing models

News and notes (U.S.)

Hedge fund assets reach their highest level ever: Hedge fund assets eclipse 2018 record

Hedge funds experienced US$800 million of inflows in May: Hedge fund flows turn positive again in May

BlackRock to start investing through long-term PE fund: A longer-term approach to private equity

Rethinking PE multiples: Median US PE buyout multiples of 12x may be the new norm

Searching for higher returns: Why public pensions are taking more risk

Investors benefiting from reduced mutual fund fees in 401(k) plans: Mutual fund fees in 401(k)s keep on falling: ICI

Fidelity launches four low-cost index funds: Fidelity expands price war with Vanguard with new index fund launches

Living mortgage free: Almost 40% of U.S. homes are mortgage free

News and notes (Canada)

AGF to launch three liquid alternative ETFs and mutual funds: AGF files prospectuses for 3 alternative funds

Picton Mahoney launches another liquid alternative fund: New alt fund, ETF lineup from Picton Mahoney

Agri-food VC fund gets big investment: OMERS investing in agri-food venture capital fund

How to help new Canadians with their finances: Helping new Canadians find their bearings in financial planning

On the pulse – New frontiers in fintech

A look at technology trends impacting retail banking: 5 pivotal technology trends in retail banking

Making the branch feel like home: ING introduces ‘branches that make you feel like home’

Fintech is having an impact on capital markets: How investment banks can respond to the fintech challenge

How small businesses may benefit from fintech: 3 fintech innovations that could end financial hurdles for small businesses

How to improve the account opening process: 5 ways to maximize your account opening and onboarding process

Reimagining Toys “R” Us: Toys ‘R’ Us taps tech startup b8ta to bring its stores into the future

Cybersecurity is a major concern among advisors: Cybersecurity (again) is advisors’ top compliance concern

Regulators are having difficulty with cryptocurrencies: Why regulators are struggling with crypto assets

High-net-worth topics

The high-net-worth are more concerned about education and health than fancy things: Forget the Rolexes and Bugattis, it’s all about education and health for today’s super wealthy

Even the high-net-worth struggle with their financial goals: Most millionaires don’t consider themselves wealthly: Ameriprise study

Polls & surveys – What financials are saying

Hedge fund investors looking for ESG principles in hedge funds (Cerulli): Interest in ESG expected to grow among hedge fund investors

Seniors need help with their finances (OBSI): Senior clients need more from financial firms: report

Fund managers show more bullishness in July (Merrill): Fund manager sentiment perks up in July: Merrill Survey

Baby boomers falling short of their retirement savings goals (RBC): Boomers worried they aren’t saving enough: survey

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – July 15, 2019

Hedge funds are changing their fee structures. A new climate change index from FTSE Russell. Turning the branch into an advice center. And much more in this week’s briefing.

Economic/industry news

The BoC held its rate steady at 1.75%: Poloz flags growing trade risks but keeps rates firmly on hold

The U.S. inflation rate fell to 1.6% in June: Consumer prices edge up in June, CPI shows, but inflation is still quite tame

Canadian housing starts rose to 246,000 in June: Canadian housing starts rise in June: CMHC 

The debt ceiling may need to be raised by September: U.S. debt ceiling fears surface in “kink” in Treasury bill yield curve as drop-dead date approaches

A new climate change index from FTSE Russell: FTSE Russell launching climate change index for sovereign bonds

MSCI to provide ESG ratings on funds and ETFs: MSCI adds ESG ratings to 32,000 funds and ETFs

New guidelines on performance reporting from the CFA Institute: CFA Institute unveils new global investment standards

A look at the benefits of using multifactor ETFs: Why use multifactor ETFs?

News and notes (U.S.) 

A look at the hedge fund industry in June: State of the industry – June, 2019

Hedge funds soared higher in the first half of 2019: Hedge funds post best first half in decade

Will there be a rebound in PE-backed exits?: Will US PE exits make up for lost time in the second half of 2019?

PE funds selling at a premium: The private equity funds selling for more than they’re worth

Charles Schwab adds more funds to its commission-free ETF platform: Schwab adds 25 ETFs to commission-free platform

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: July 9 edition

News and notes (Canada) 

CIBC purchases U.S. investment banking firm: CIBC signs deal to buy Milwaukee-based boutique investment bank Cleary Gull

RBC purchases WayPay: RBC buys accounts payable specialist WayPay

Mercer and Wealthsimple partner to create a savings and advice solution: Mercer partners with Wealthsimple for digital investing solution

Canadians finding it difficult to move into higher income brackets: Canadian families are increasingly stuck in their income niche, StatsCan finds

Canadian ETFs experienced outflows in June: ETF flows flat in June as investors get defensive

On the pulse – New frontiers in fintech 

A look at five fintech trends: Here is a look at where fintech is leading us and why

Understanding the bank-fintech partnership: Banks and fintech partnerships: A clash of extremes

Banking customers still demand human contact: Financial services customers set to embrace AI but human contact still vital

Turning the branch into an advice center: Branches should be advice centers, but are banks ready?  

Creating highly personalized products and services: The market of one

Keeping AI ethical in corporate finance: Preventing unethical use of AI in corporate finance transactions

Advisors should be adopting new technologies: Why more advisors are embracing financial planning technology

JPMorgan enters robo-advice arena: JPMorgan rolls out robo-advisor

High-net-worth topics

The way the wealthy spend their money may be surprising: How do the wealthy spend their money? 

The net worth of high-net-worth individuals fell: Wealth declines among the global rich after seven years of growth

A look at some traits of billionaires: The secrets of self-made billionaires

Polls & surveys – What financials are saying

Hedge funds are changing their fee structures (AIMA): Hedge funds replacing ‘2 and 20’ with more flexible fees: study

U.S., Canadian and Japanese investors typically hold their investments for over four years (Schroders): U.S. investors most patient, and demanding, in world, study says

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – July 8, 2019

Bitcoin’s volatile June may impede the possibility of an ETF. Funds-of-hedge funds are making a comeback. Ontario to get 50 more cannabis retail stores. 5G technology will enhance digital banking capabilities. And much more in this week’s briefing.

Economic/industry news 

The Canadian unemployment rate rose to 5.5% in June: Canada’s jobs market pauses in June after monster start to year

The unemployment rate in the U.S. rose to 3.7% in June: Hiring rebounds as U.S. economy adds 224,000 jobs in June, unemployment rate inched up to 3.7 percent

Global equity issuance slow in the first half of 2019: Global equity issuance dives in the first half, Refinitiv reports

State Street launches ESG money market fund: State Street Global Advisors launches its first ESG money market fund

Christine Lagarde will become president of the ECB: Christine Lagarde: Key issues she must address at the ECB

Will more tariffs come to the EU?: U.S. proposes more tariffs on EU goods in Airbus-Boeing dispute

MSCI plans to add Kuwait to its emerging markets index: MSCI set to classify Kuwait as emerging market, subject to certain conditions 

News and notes (U.S.)

Funds-of-hedge funds are making a comeback: They’re baaaaack: The investment that’s making an unlikely comeback

Europe’s interest in alternative investments growing: Interest in alternative investments on the rise in Europe

PE firms looking to raise US$1 trillion in fundraising efforts: Private equity seeks almost $1 trillion globally

Venture capitalists keeping a keen eye on companies that move people and things: Wheeling & dealing: In 2019, VCs can’t stop funding mobility startups

Fixed income ETFs see record inflows in June: Fixed income ETF inflows surpassed $25B during June

Understanding the rules of Reg BI: SEC’s Reg BI adds unexpected fiduciary hurdle for retirement advisors

News and notes (Canada)

Canadian banks meeting global regulatory standards on net stable fund ratio: Reports find Canadian banks meet global standards

Ontario to get 50 more cannabis retail stores: Ontario to issue 50 new cannabis store licences, eight to go to First Nations

Value of Canadian defined benefit pension plans stable in the second quarter: Strong equity market performance helped DB plans in Q2

Project Reconciliation preparing bid for the Trans Mountain pipeline: Indigenous group says Trans Mountain bid could be ready next week

On the pulse – New frontiers in fintech

Using data to drive the personalized customer experience: Digital changes customer engagement playbook for financial institutions

New associations will be important to drive fintech forward: We’re all in this together – The Value of associations in fintech 

5G technology will enhance digital banking capabilities: Banking in 5G: Why financial marketers should care (now)

A look at the challenges and opportunities of AI in banking: AI in banking: The pitfalls and opportunities (research paper)

Understanding Intelligent Spend Management: Intelligent Spend Management and the evolution of procurement

Here are 10 payment start-up companies that you need to know about: 10 payments start-ups to watch

NatWest experiments with live chats on mobile, tablet and PC: NatWest trials video banking service for business customers

Online payment startups are focusing on these sectors: What sectors do online payment startups try to target?

Giving businesses unlimited access to their PayPal account: PayPal launches its first UK debit card with unlimited cash back for businesses

Bitcoin’s volatile June may impede the possibility of an ETF: Bitcoin’s wild June is ‘slam dunk’ against crypto ETF approval

High-net-worth topics

Ways business owners can save for retirement: Eight things business owners can do to build up funds for after retirement

Financial planning for families with assets in multiple countries: Cultivating foreign clients

How insurance can mitigate some of the risk for high-net-worth investors: The secret key to protecting your client’s wealth

Polls & surveys – What financials are saying

Professional accountants are bullish on the Canadian economy (CPA): Business leaders feel better about the economy: survey

Canada’s economic growth is dependent on global economic conditions (Russell Investments): Canadian economy not immune to outside forces: report

Why India might be a good source of investment returns (Manulife): Investors chasing higher returns can’t skip India, Manulife says

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Tuesday morning briefing – July 2, 2019

Spotting a financial bubble. The rising stars of the hedge fund industry. The benefits of advisors adopting technology. The affluent market is expected to grow. And much more in this week’s post.

Economic/industry news

U.S. GDP growth confirmed at 3.1% in the first quarter: US economy grew at a solid 3.1% rate in the first quarter

Optimism regarding small and mediumsized businesses in the U.S. waning: Optimism hits nine-year low at U.S. small, midsize companies

Spotting a financial bubble: Can you spot a bubble before it bursts?

What’s hurting value investing: Two suspects behind value’s apparent death

New climate change indices announced: MSCI launches climate change indexes: Portfolio products

The number of global IPOs declined in the first half of the year: A weak first half for global IPOs, EY reports

News and notes (U.S.) 

Forward Redemption Indicator was 3.81% in June 2019, lower than June 2018: SS&C GlobeOp Forward Redemption Indicator at 3.81 per cent for June

Equity leverage rising fast for hedge funds: Hedge funds boost equity leverage at fastest rate in three years 

Alternative investment managers expect moderate economic growth for 2019: Alternative investment professionals bullish on prospects for remainder of 2019

A look at the most powerful hedge fund managers: The 10 most powerful hedge fund managers this year

The rising stars of the hedge fund industry: Hedge funds might be under scrutiny – but these rising stars are their future

Will Vanguard enter private equity space?: Vanguard mulling move into private equity: report

Another strong year for PE cashflows: Global PE cashflows eye eighth consecutive year in the black

U.S. tech firms reduced hiring in China amid trade dispute: Silicon Valley cools Chinese growth plans during trade war 

Average wage earners having difficulty purchasing a home in many U.S. markets: Homebuying difficult for Americans in three-fourths of markets

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: June 25 edition

News and notes (Canada)

Mutual funds experienced $719 million of net sales in May: Mutual fund sales rebound, despite retreat in AUM, IFIC reports

Steve Hawkins takes over as board chair for the Canadian ETF Association: CETFA welcomes new board chair 

Advisor title reform to be reviewed by new provincial regulator: FSRA to lead advisor title reform, while OSC works on other reforms 

Tax proposal could hurt Canadian ETFs: Tax proposals get pushback from ETF industry

On the pulse – New frontiers in fintech

Wall Street is learning from Silicon Valley: Wall Street is taking cues from Silicon Valley to innovate fintech

The top trends in retail banking: The Top 5 retail banking technology trends of 2019 (so far)

Why it’s imperative that traditional banks adopt AI usage: Banking brands can’t keep pace with digital giants without AI

What is Facebook’s future in fintech?: Facebook’s Libra cryptocurrency is the future of fintech

Consumer use of fintech growing: More than half of global consumers use fintech

The benefits of advisors adopting technology: Five ways advisors can leverage technology

Welcome to the new Chase retail branch: Chase makes bold statement with stunning new flagship branch

Helping VCs make investment decisions: VCs double down on data-driven investment models

A look at how the investment banking industry can benefit from AI: How AI could shape the future of investment banking

High-net-worth topics

The affluent market is expected to grow: The growing promise from affluent individuals

How to respond to the traits of wealthy investors: 12 surprising traits of the wealthy

Sotheby’s to merge with BidFair USA: Sotheby’s goes private: What it means for the art market

Polls & surveys – What financials are saying

U.S. investor confidence falling (Wells Fargo/Gallup): Investors are battening down the hatches for a recession: Wells Fargo

Geopolitical and market risks affecting the outlook for institutional investors (Manulife): Uncertainty clouding institutional investor outlook: report

Canadians trust financial advisors for their retirement planning (Fidelity): Advisors top list of retirement planning resources: survey

A look at the contributors to growth in robo-advice (BMO): ETFs played a role in robo growth, fee-based shift: report

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Monday morning briefing – June 24, 2019

Can the Fed Chairman be replaced? How geopolitical risks impact emerging markets. Facebook is planning a new cryptocurrency. Advisors are preparing for a possible recession. Plus much more news in this week’s briefing.

Economic/industry news

The Fed holds steady, raises expectations of rate cut: Fed holds rates steady, but opens the door for a rate cut in the future

The Bank of England kept its Bank Rate steady at 0.75%: BOE warns on global economic outlook as it holds rates steady

The inflation rate in Canada rises to 2.4% in May: Canadian ‘inflation is back’ as rate rises most since October

Can Fed Chairman Powell be replaced?: Trump believes he has the authority to replace Powell at Fed

The impact of geopolitical risk on emerging markets investments: Geopolitical tensions high on investors’ list when examining emerging markets

News and notes (U.S.)

Hedge funds fell 0.71% in May: Eurekahedge Hedge Fund Index down 0.71 per cent in May

Hedge fund redemptions were US$9.4 billion in April: Hedge fund redemptions slow in April

Paulson & Co. to exit London: John Paulson’s hedge fund scales back operations

Goldman Sachs increasing its PE presence: Goldman Sachs looks to become the next private equity giant

The use of subscription credit facilities rising: Private capital funds increasingly turning to subscription credit facilities

How IPOs backed by PE and VC have fared in 2019: Here’s how much VC- and PE-backed IPOs have raised in 2019

Will the SEC open up hedge funds and PE funds to retail investors?: Hedge funds for all: SEC ponders letting in the not-so-rich

U.S. retirement assets rebounded in the first quarter: Retirement assets recover from fourth-quarter swoon

News and notes (Canada)

First Asset launches the CI First Asset High Interest Savings ETF: First Asset launches high-interest savings ETF

SSQ launches Smart Beta Plus Portfolios: SSQ delivers Canadian first with turnkey portfolio products

Sun Life launches SLC Management: Here comes a new $160 billion asset manager

Manulife partners with Mahindra and Mahindra of India: Manulife enters joint venture in market of more than 1 billion people

Stifel Financial purchases GMP Capital’s capital markets business: Deal throws shackles off ambitious Richardson GMP

The Trans Mountain pipeline expansion gets approved, again: Trans Mountain expansion gets second green light from Ottawa

On the pulse – New frontiers in fintech

A look at AI in the financial services industry: What the age of AI means for Wall Street

Four trends that will lead to more innovation in fintech: 4 trends that will rewire the inner workings of the fintech industry

A look at the growth of point-of-sale financing: POS finance growth is threat and opportunity for banking providers

Fintech having a positive effect on consumers: Fintech boom has consumers reaping the benefits

Some key financial marketing trends that you need to know: 6 financial marketing takeaways from the 2019 Internet Trends Report

Looking at the impact of GDPR on AI: GDPR – How does it impact AI?

A look at the industries that could be transformed by blockchain: Banking is only the beginning: 55 big industries blockchain could transform

Blockchain company Ripple to invest in MoneyGram: Ripple buys stake in MoneyGram

Facebook to enter cryptocurrency space: Facebook plans its own currency for 2-billion-plus users

High-net-worth topics

A look at how to better serve the wealthy: How advisors can improve service for affluent clients

A digital experience in wealth management is important to the wealthy: Wealth managers and high-net-worth clients embrace digitization

Polls & surveys – What financials are saying

Over half of fund managers believe trade is the top risk to the market (BoAML): Bears are everywhere, Merrill investor poll finds

Advisors are preparing their business for a possible recession (Schwab): Advisors are bearish on markets, bullish on their own growth

Many millennial self-directed investors may move their business to another platform (J.D. Power): Millennials less satisfied with self-directed investing: report

Impact investors are meeting their financial goals (Global Impact Investing Network): Survey: 91% of impact investors happy with performance

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.

Wednesday morning briefing – June 19, 2019

A look at the hedge fund industry in May. How investors can survive the trade wars. Use of fintech services on the rise. High-net-worth investors are looking to forests. And much more in this week’s briefing.

Economic/industry news

The U.S. inflation rate fell to 1.8% in May: US consumer prices barely rise; underlying inflation muted

How alternative investments can help retirement portfolios: The case for alternatives in retirement portfolios

Preparing for modern monetary theory: Don’t dismiss modern monetary theory, research affiliates warns

The outlook for the euro and pound given Brexit uncertainty: How is Brexit affecting currencies?

The importance of international diversification: Diversification means investing overseas too

News and notes (U.S.)

A look at the hedge fund industry in May: State of the industry – May, 2019

The Barclay Hedge Fund Index fell 1.47% in May: Hedge funds’ four-month run in the black ends in May with 1.47 per cent fall 

A look at the growth of GP stakes fundraising: GP stakes fundraising is starting to boom

Blackstone raises US$4.5 billion for its second energy fund: Blackstone raises $4.5 billion for energy fund

How investors can survive the trade wars: Trade wars and tariff-mania: An investor survival guide

BlackRock focuses on launching thematic ETFs: BlackRock looks to 5 ‘megatrends’ to expand its ETF business

Legg Mason to make its strategies available to retail investors in Mexico: Legg Mason to offer funds to Mexican retail investors

Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: June 11 edition

News and notes (Canada)

BMO launches a health care banking program: BMO launches program aimed at healthcare professionals

Evolve launches the Evolve Global Materials & Mining Enhanced Yield Index ETF: New global materials and mining ETF launched 

Canada had a net outflow of foreign investment in April: Foreign investment in Canadian securities declined in April: StatsCan 

Market value of trusteed pension assets fell 1.3% in the fourth quarter of 2018: Market value of trusteed pension assets declined in Q4 2018: StatsCan

On the pulse – New frontiers in fintech

Use of fintech services on the rise: Consumer use of fintechs for banking services skyrockets 

Uber entering the fintech space: Uber is making a fintech push with a New York hiring spree

Why traditional banks need to prioritize a digital transformation: The logic of digital change 

Use of digital wallets expected to grow by 2024: Half of world’s population to use digital wallets by 2024 

How to combat financial crime: Joining the fight against financial crime

What you need to know about Gen Z: 15 things banks & credit unions must know before targeting Gen Z 

Visa enters the cross-border, business-to-business transaction market: Visa enters the $125 trillion global money transfer market with new blockchain product

HSBC partners with Canadian firm to enhance AI use: HSBC ramps up artificial intelligence efforts with Element AI partnership 

Shoppers Drug Mart to use blockchain technology to monitor quality of medical cannabis: Shoppers to use blockchain technology to track medical cannabis quality

High-net-worth topics

The high-net-worth are investing in forests: Wealthy families are adding forests to their portfolios

Luxury watch prices are increasing: Time is money: How luxury watch collectors show off their precious investments

Polls & surveys – What financials are saying

58% of institutional investors are utilizing smart beta strategies (FTSE Russel): More than half of institutional investors using smart beta strategies: survey

The ability to express empathy is important for financial advisors (STEP Canada): Do you really know how to express empathy to clients?

There is a retirement savings gap around world (WEF): Retirees risk running out of money a decade before death

For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.