Monday morning briefing – May 6, 2019
Movement across borders by millionaires up 14% in 2018. Here are the fintech firms that you need to know for 2019. There is strong optimism and demand for alternative investments. And much more in this week’s briefing.
Economic/industry news
The Fed held its target range steady at 2.25%-2.50%: Fed holds rates steady, citing lack of inflation pressure
The BoE maintained its Bank Rate at 0.75%: Bank of England ups growth view, Brexit keeps rate rise on ice
The Fed’s comments have a big impact on financial markets: Fed needs to develop a better feel for markets
Real assets should benefit from a pause in interest rate increases: How the Fed pause affects real assets
Financial advisor revenue climbed in 2018: Financial advisor revenue reaches record high despite drop in assets
A look at the risks and opportunities in the wealth management industry: Sizing up the competition in wealth management
Understanding how liquidity affects the total cost of an ETF: The importance of ETF liquidity: State Street
How ETFs and index funds can benefit the older generation: Why index funds and ETFs are good for retirees
News and notes (U.S.)
There is strong optimism and demand for alternative investments: Investors remain optimistic about alternatives despite ongoing market volatility
Investors are moving money into hedge funds they are familiar with: Investors weed out their hedge fund managers
78% of hedge fund managers experienced positive performance in the first quarter: Over three-quarters of hedge funds saw positive returns in Q1
Why U.S. VC is poised for another big year in 2019: 15 charts that show US VC could break multiple records in 2019
A look at some of the bigger risks in the fixed income market: This time is different, credit shop argues
Many manufacturers await the SEC’s decision on the ActiveShares proposal from Precidian Investments: A flood of nontransparent active ETFs could be coming – soon
Mutual fund and ETF fees fell in 2018: U.S. fund fees at record lows
Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: April 30 edition
News and notes (Canada)
75% of active Canadian equity managers underperformed the benchmark in 2018: Most Canadian equity fund managers underperformed the S&P/TSX Composite Index in 2018
Canadian VC financing benefited from U.S. investors: U.S. investors powered Canadian VC financing in Q1
A look at cash holdings by sector: Currency & Sector Liquidity Analysis Report: Q1 2019
Macquarie to close equity sales, trading and research businesses: Macquarie shuts down three business lines in Canada
Defined-benefit pension plans in Canada returned 7.2% in the first quarter: Canadian DB pension returns boosted by rallying equities in Q1 2019
On the pulse – New frontiers in fintech
How banks and fintech firms can create a great partnership: 4 myths preventing more fintech+banking partnerships
Traditional banks are looking to fintech for growth: Established companies leveraging fintech capabilities for growth
Here are the fintech firms that you need to know for 2019: These are the top 10 hottest fintech startups and companies in the world
Adopting the cloud can help banks go digital: Banking in the cloud
Thomson Reuters and IBM partner on new regtech initiative: IBM and Thomson Reuters team on AI and data-driven compliance offering
Creating explainable AI is needed to build enterprise and consumer trust: Explainable AI: the future of AI
Global Financial Innovation Network selects firms that will take part in its service: Global sandbox accepts first eight firms
Open data can have a positive impact on society: The beginnings of open data
BMO launches group to fund tech companies: BMO launches Technology & Innovation Group
High-net-worth topics
How the wealthy can teach their kids about money at every stage of life: Here’s how the super rich teach their kids about money
Movement across borders by millionaires up 14% in 2018: Millionaires flee homelands to Canada, Australia, U.S. as tensions rise, taxes bite
MML Investors Services to offer more investment options for high-net-worth clients: MML Investors Services adds new investment options for HNW clients
Polls & surveys – What financials are saying
Americans are behind in their retirement savings (Franklin Templeton): Franklin Templeton: Most Americans lag in saving for retirement
Clients want more service flexibility and pricing options (EY): Wealth management clients want flexibility and transparency, finds EY
Institutional investors interested in holding cryptocurrencies in their portfolios (Fidelity): Fidelity survey finds institutional investors are eyeing crypto
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Monday morning briefing – April 29, 2019
Fintech and the fourth industrial revolution. Could European equities benefit from a slowdown in U.S. share buybacks? How fintech can help the underserved. Actual fee disclosure missing in the Regulation Best Interest proposal. And much more in this week’s briefing.
Economic/industry news
The U.S. economy grew 3.2%, annualized, in the first quarter: U.S. economy grows 3.2% in the first quarter, well above estimates
The BoC held its benchmark overnight rate steady at 1.75%: Bank of Canada abandons rate-hike bias amid economic slowdown
Mark Carney to leave the BoE in 2020: Carney left his mark at the Bank of England, now it’s time to find his successor
Lack of inflows into equity markets partially the result of investors’ already high allocation to equities: Why stock-market investors aren’t suffering ‘FOMO’ despite return to all-time highs
Could European equities benefit from a slowdown in U.S. share buybacks?: End to $1 trillion buyback binge may help ‘uniquely hated’ asset
A look at some risks that could lead to a market correction: Roubini: 8 risks that could trigger the next correction
ESG investing does not mean lower returns: Does your client think socially responsible investing means poorer returns?
The number of ESG mandates continues to grow: Asset managers answer the growing call for ESG investments
News and notes (U.S.)
$13.69 billion was redeemed from hedge funds in March: Investors continue to pull money from hedge funds despite performance rebound, says eVestment
Asset and wealth management M&A activity had a strong start to 2019: M&A stays high as asset managers take ‘aggressive measures’ to survive
Average size of PE funds has grown this year: The average PE fund size is skyrocketing in 2019
Mary Meeker raises over $1 billion for her fund, Bond Capital: Mary Meeker raises $1.25B for Bond, her debut growth fund
Vanguard experienced net inflows of $62 billion in the first quarter: Vanguard tops Q1 flows: Morningstar
Potential new changes to Volcker Rule could benefit large banks: Wall Street nears a big win in the latest revamp of Volcker Rule
Actual fee disclosure missing in the Regulation Best Interest proposal: Should the SEC require advisors to make actual fee disclosures, as the EU does?
News and notes (Canada)
TD launches alternative funds for its private wealth management clients: TD Asset Management launches alternative investment funds for HNW clients
First Asset rebrands ETFs into CI First Asset: First Asset rebrands ETFs and announces risk rating changes
Canadians interested in responsible investing: RI continues to grow in Canada: Desjardins
The Ontario Teachers’ Pension Plan launches investment platform to help late-stage tech companies: Ontario Teachers’ launches venture capital investment platform
Responding to international events: What should Canadian investors do about the news?
On the pulse – New frontiers in fintech
How fintech can help the underserved: Fintech touching millions of lives by redefining financial services
Digital transformation must keep the needs of customers in mind: Digital banking transformation requires cultural reboot
Ignore the excuses and begin your digital transformation: There’s no excuse why your financial institution can’t embrace digital transformation
Fintech and the fourth industrial revolution: Why fintech should embrace the fourth industrial revolution
Horizontal security layers can minimize the risk of a cyberattack: How horizontal security layers offer your organisation the best protection
People are concerned about their privacy when working with voice assistants: 41% of voice assistant users have concerns about trust and privacy, report finds
The benefits of a robo-advisor: Key benefits of robo-advisors in fintech
The impact of digital assets on financial markets:
The Blockchain comeback: How institutions effectively use digital assets
TD to adopt Microsoft Azure for its data and AI initiatives: TD Bank opts for Microsoft Azure
Fidelity makes additions to its Wealthscape Integration Xchange: Fidelity expands its digital store for advisors
High-net-worth topics
Forbes Family Trust purchases Optima Fund Management: Forbes Family Trust, LGL buy $2 billion fund manager Optima
Polls & surveys – What financials are saying
Investors expressed positive sentiment towards the majority of asset classes (Horizons): Advisors and investors are bullish on 10 of 14 asset classes: survey
Americans don’t feel financially prepared for retirement (Fidelity): Americans are confident about their finances. Retirement? Not so much.
Social and governance issues just as important as environmental concerns (Allianz): Social issues prominent among U.S. ESG investors, survey says
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Tuesday morning briefing – April 23, 2019
Hedge funds can’t ignore the widespread adoption of ESG principles. Family offices becoming the preferred model for high-net-worth advisors. How organizations can optimize their use of data. And much more in this week’s briefing.
Economic/industry news
The inflation rate in Canada rose to 1.9% in March: Inflation rises 1.9% on higher fresh vegetable prices, mortgage costs
China’s economy expanded 6.4%, annualized, in the first quarter: China’s economy had a steady start to 2019
Business sentiment is falling: BoC survey finds negative level of Canadian business sentiment
Institutional investors believe that equities are reaching their peak: More than half of institutional investors think equities peaking
Plan Sponsors are using less-conservative default investment options: How default investment funds are becoming smarter
The shift from the AUM pricing model: 5 truths about the pricing revolution in wealth management
What you need to know about a fund’s performance history: How important is a fund’s performance history?
News and notes (U.S.)
The Eurekahedge Hedge Fund Index rose 1.06% in March: Eurekahedge Hedge Fund Index up 1.06 per cent in March
Hedge funds off to a strong start in 2019: Hedge funds had their best first quarter in 13 years to start 2019
Hedge funds can’t ignore the widespread adoption of ESG principles: Hedge funds ponder the ethics of shorting unethical companies
Secondary buyout deals growing: The median size of US secondary buyouts has nearly doubled since 2015
VCs showing interest in the “mystical services market”: Why are venture capitalists pouring billions into astrology?
Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: April 16 edition
Will New Jersey institute a fiduciary rule for financial advisors?: New Jersey moves to impose fiduciary rule on brokers
Ensuring ETF names stay true to their objective and strategy: SEC cracks down on ETF names that could be misleading investors
News and notes (Canada)
BMO looking to expand its alternatives business globally: BMO’s Asset Management arm eyes alts expansion
Ninepoint purchases LOGiQ Global Partners: Ninepoint Partners acquires institutional advisory business
Agora Dealer Services launches wealth management platform for independent advisors: New digital platform for independent advisors
Advisors taking interest in the RI designation: RI designation gaining momentum among advisors
On the pulse – New frontiers in fintech
Canadians are concerned about privacy issues in open banking: Accenture survey reveals consumer hesitancy toward open banking
There’s plenty of opportunity for traditional banks to take advantage of the weaknesses in direct banks: Direct banks may be good, but they’re not unbeatable
A look at the benefits of contactless payments: The benefits of a cashless society
The European Commission provides ethical guidelines on testing new AI systems: European AI guidelines give hesitant developers green light
A look at a few developments in the AI space: 5 artificial intelligence developments to watch
How insurtech is catering to the younger generation: How insurtechs are shaking up a trillion dollar industry
Challenger banks must be able to respond to customer problems: Leaving customers digitally high and dry … big mistake
How organizations can optimize their use of data: The three considerations of data: standardize data, data strategy and data culture
Mastercard purchases POS financing company: Mastercard moves into POS financing with Vyze acquisition
Fintech firm merges with Difference Capital: Digital disruptor Mogo announces merger for accelerated growth
High-net-worth topics
Family offices becoming the preferred model for high-net-worth advisors: For high-net-worth clients, it’s not about the brand name, it’s about the experience
The impact of holding digital assets in trust: Digital assets in Bermuda
Advisors must get to know, and understand, the children of high-net-worth clients: What you need to know about the children of your wealthy clients
Polls & surveys – What financials are saying
Customer satisfaction with investment firms declined in 2018 (J.D. Power): Canadians’ satisfaction with investment firms drops
58% of millennials in the U.S. are saving for retirement (LendEDU): Most millennials are saving for retirement, prefer human advice: study
Many Americans don’t know about social investing (Newton): New survey finds most Americans unaware of ESG investing
Only 10% of Canadians are very comfortable with self-directed investing (TD): TD survey finds Canadians aren’t comfortable with self-directed investing
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Monday morning briefing – April 15, 2019
Fintech is here and changing the way financial services firms do business. Customers want to purchase banking products and services digitally. Financial success may be harder for the next generation. The number of VC deals was down in the first quarter of 2019. And much more in this week’s briefing.
Economic/industry news
U.S. inflation rate rose to 1.9% in March: U.S. inflation vaults at highest rate in 14 mos.
The ECB held its benchmark refinancing rate steady at 0.00%: European Central Bank holds interest rates amid gloomy economic outlook
The IMF downgrades its projection of global economic growth for 2019: The global economy: A delicate moment
Why global warming should be important to investors: Curbing global warming essential to investors and planet: report
How active managers can capitalize on market inefficiencies: Does your active manager have an edge?
Oil prices have moved higher in 2019: Oil rises above US$70 on Libya turmoil
Global ETP industry reached assets of US$5.4 trillion in March: Exchange-traded products industry hits new global record of US$5.4 trillion
News and notes (U.S.)
A look at the hedge fund industry in March: State of the industry – March, 2019
Hedge funds returned 5.40% in the first quarter of 2019: Hedge fund returns YTD best since 2012, says eVestment
Institutional investors are looking to hedge funds to diversify risks: Investors keep patience with hedge funds, but seek better deals on fees
Focus on alternative investments could be beneficial for cryptocurrencies: Bitcoin, BlackRock and the rise of alternatives
Setting guidelines for general partner-led secondary fund restructurings: Your private equity fund wants to restructure. Here’s how to deal.
Number of VC deals down in the first quarter of 2019: Massive drop in VC deal count in Q1 2019
Transit and freight drew a lot of interest from VCs in the first quarter: 1Q in review: VCs are fixated on the future of moving people and things
Principal acquires Wells Fargo’s retirement unit: Wells Fargo agrees to sell retirement unit for $1.2 billion
News and notes (Canada)
Scotiabank launches the Scotiabank Alternative Mutual Fund Index: Liquid alts index launched by Scotiabank
Ninepoint launches private debt fund: Ninepoint casts its eye on US private-debt markets
A look at the best performing mutual funds over the first quarter: Top performing mutual funds of Q1
Foresters to focus on insurance: Foresters sells money manager, keeps life business
Equity issuance fell in the first quarter of 2019: Canadian equity underwriting dropped in Q1, debt ticked up
Ontario looks to make changes to financial advisor titles: Ontario to restrict use of planner and advisor titles
On the pulse – New frontiers in fintech
Fintech is here and changing the way financial services firms do business: How fintech is revolutionizing financial services
Customers want to purchase banking products and services digitally: Banks not meeting digital sales expectations
The battle between globalization and localization in fintech: Time for a global fintech platform?
Adoption of machine learning high among financial services firms, but challenges remain: Use of machine learning now pervasive across financial services industry
A look at real-time payments in the U.S. and projections for its growth: US real-time payments are headed to ubiquity. Are banks ready?
How data sharing can help your organization: How to capitalise on the power of modern data sharing
ETFs have revolutionized investing, but certain challenges and risks remain: How ETFs are the technology that is revolutionizing investing
Banks are showing an interest in Central Bank Digital Currencies: At a glance – Central Bank Digital Currency
Coinbase offers debit card using cryptocurrencies: Coinbase launches debit card in the UK
High-net-worth topics
New partnership looks to increase private equity liquidity for the high-net-worth: iCapital partners with Nasdaq to create marketplace for private funds
Shaping the next generation of high-net-worth advisors: Who will be the HNW advisors of the future?
The high-net-worth market in the U.S. is growing rapidly: US high net worth market expanding at record pace: Cerulli
Polls & surveys – What financials are saying
Financial success may be harder for the next generation (Ameriprise): Most parents expect to chip in for kids’ college, weddings: Ameriprise
Private company owners do not have a plan in place to transfer their business (PwC): Almost half of business owners fail to plan for succession: survey
Social media is helping advisors grow their business (Putnam): Almost all advisors are using social media: Survey
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – April 8, 2019
A look at why fintech firms’ valuations are surging in Latin America. New hedge funds are raising minimum investment amounts. A look at how liquid alts can add value to an investor’s portfolio. How to establish digital trust. And much more in this week’s briefing.
Economic/industry news
The U.S. unemployment rate was 3.8% in March: Job market bounces back in March with 196,000 gain in payrolls
The Canadian unemployment rate was steady at 5.8% in March: Canada’s job run stalls in March with first drop in seven months
Financial institutions need to be prepared for a possible no-deal Brexit: Financial firms should prep for “no deal” Brexit: report
Europe holds the largest amount of sustainable investing assets: Global sustainable investment assets grew by a third in 2 years: report
Preparing investors’ portfolios for a slowing global economy, possible recession: Why investors shouldn’t panic over the yield curve inversion
Regulation is required to protect retail investors: Behavioural economics are useful, but regulation is essential: report
News and notes (U.S.)
New hedge funds are raising minimum investment amounts: New hedge fund study shows funds placing premium on strong start
Institutional investors may increase allocation to private capital: Stock market fears push investors toward alternative assets
Blackstone closing in on largest PE fund ever: Blackstone surpasses $22B mark for what could be biggest PE fund ever
BlackRock undergoes massive organizational changes: BlackRock starts big reorg of leadership, units
A review of M&A activity in 2018: 10 charts detailing the state of M&A in 2018
Year-to-date, 73 funds added ESG criteria to their investment strategy: More funds are formally considering ESG in their investment process
Fixed income ETFs continue to attract investor money: Fixed income ETFs received over $34B in flows during Q1
Mutual fund sales and performance figures over the past two weeks: Mutual funds scorecard: April 2 edition
SEC extends deadline for two bitcoin ETF applications: SEC delays decision on 2 bitcoin ETF filings
News and notes (Canada)
A look at how liquid alts can add value to an investor’s portfolio: Investing in liquid alts
Dynamic launches another liquid alt: Dynamic Funds expands its liquid alt offerings
Russell Investments launches liquid alternative fund: Russell Investments launches new Yield Opportunities Pool
Robust equity markets this year have helped defined benefit plans: Canadian pension plans in strong solvency position in Q1 off surging equity markets
Fiera Capital purchases majority stake in Palmer Capital: Fiera acquires 80% stake in Palmer Capital
Canadian ETFs had net inflows in March, led by fixed income: Net inflows for Canadian ETFs hit $1.9 billion in March
On the pulse – New frontiers in fintech
Banks must remain flexible to adapt to the changing technological landscape: Bank strategy in the world of fintech
The time is now for digitalization: Banks’ digital experiments need to produce results
A look at how banks and fintech firms can work together: Banks and fintech: Why the future looks brighter together
Why machine learning can help in the stock selection process: Machine learning can help with stock selection: study
A look at why fintech firms’ valuations are surging in Latin America: Why fintech startups are rapidly becoming unicorns in Latin America
How to establish “digital trust”: How to empower secure collaboration, communication and sharing in financial services
Interest in cryptocurrencies on the rise in private banks: How private banks are demonstrating interest in digital currencies
Bitcoin’s price spikes: Bitcoin surges as cryptocurrency market suddenly springs to life
High-net-worth topics
Careful estate planning an absolute must for high-net-worth families: U.S. billionaires are living longer, making heirs wait
High-net-worth investors show preference for independent advisors: HNW clients favour independents
Polls & surveys – What financials are saying
Most retirement plan participants aren’t saving enough for retirement (Natixis): What retirement plan participants want, need
Canadians need to focus on better tax planning throughout the year (CIBC): CIBC poll finds 63% of Canadians view tax refunds as an unexpected ‘windfall’
Advisors should strive to create a great client experience (Cerulli): How focusing on client experience helps advisors get ahead
Teens not confident about their financial futures (Junior Achievement USA and Citizens Bank): When it comes to finance, the kids are not all right: survey
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – March, 25, 2019
Understanding the differences between sustainable investing approaches. Companies benefit from API adoption. The financial advice industry needs regulators to act quickly on adopting digital technology. Three key steps to transform a bank. And much more in this week’s briefing.
Economic/industry news
The U.S. Federal Reserve Board (“Fed”) held interest rates steady: Fed holds line on rates, says no more hikes ahead this year
Will the pause by the Fed lead to a more vulnerable economy?: Guggenheim’s Minerd says Fed making economy more vulnerable
Canada’s inflation rate rose to 1.5% in February: Inflation edges up, but underlying pressures soften
The BoE maintained its Bank Rate at 0.75%: Bank of England holds interest rates as Brexit extension remains uncertain
Is a trade deal with China still close?: Some U.S. officials said to see China walking back trade pledges
Understanding the differences between sustainable investing approaches: Three approaches to sustainable investing
Low return environment could have institutional investors substantially changing their portfolios: Institutional investors changing portfolios to deal with uncertain markets: survey
News and notes (U.S.)
The Barclay Hedge Fund Index gained 1.24% in February: Hedge funds extend winning streak to a second month, says BarclayHedge
Net flows into hedge funds were weak in February: Hedge funds see lowest February net flows since 2009, despite positive month
MFA head to step down from position at the end of 2019: Head of top hedge fund association to step down
What does the future hold for private equity (“PE”) and the retail industry?: What remains for private equity and retail?
Assets in private debt expected to double in the next five years: Shadow banking tops lending activity in private equity
An in-depth look at the performance of four large PE firms in 2018: A visual representation of 2018 performance from four PE giants
BlackRock cut the fee on its S&P 500 Index Fund for its largest clients: BlackRock charging its lowest fee ever for an index mutual fund
2018 was a tough year for U.S. equity funds: 69% of U.S. equity funds underperformed in 2018
Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: March 19 edition
News and notes (Canada)
RBC launches ESG ETFs: RBC iShares launches six ESG-focused ETFs
Proposed tax changes could affect investment funds: Proposed federal tax changes prompt fund assessments
3iQ to get hearing on Bitcoin fund application: OSC hearing on bitcoin fund set for April
Canaccord Genuity to acquire wealth management business in London: Canaccord Genuity set to acquire Thomas Miller Wealth Management
A look at some of the key items from the 2019 Federal Budget: Highlights from the 2019 federal budget tabled Tuesday
On the pulse – New frontiers in fintech
Will technological advancements change the way that we categorize stocks?: Forget growth vs. value, think digital vs. decline
An in-depth look at contextual banking: Exceptional customer experiences depend on more than data alone
Open banking and real-time payments could help banks grow: Convergence of real-time payments and open banking helps banks to grow revenue and attract customers
Three key steps to transform a bank: Transforming the bank: Three phases of change
Employing business intelligence software helps firms grow revenue: New research finds business intelligence tech leads to 24% higher revenue
The financial advice industry needs regulators to act quickly on adopting digital technology: Regulators must embrace digital innovation: C.D. Howe
Companies benefit from API adoption: How APIs can transform your company
Amazon Pay will now be available through Worldpay’s API: Worldpay becomes first acquirer to enable Amazon Pay
High-net-worth topics
The high-net-worth are looking for a high level of investment expertise in a wealth manager: Wealthy investors need skilled and savvy advisors
Here are some common wealth transfer concerns of the wealthy: Wealth transfer: the most common question families ask
Helping the high-net-worth with their spending: Inside Merrill’s new framework for wealthy families
Polls & surveys – What financials are saying
Fitch lowered its 2019 global growth forecast to 2.8% (Fitch): Global growth looks weaker, Fitch says
Allocation to equities falling (Merrill Lynch): Jumpy investors continue to flee stocks: Merrill
Canadians willing to share personal information with financial services firms for lower prices (Accenture): Nearly half of Canadian consumers willing to share significant personal data with banks and insurers in exchange for lower pricing, Accenture Study Finds
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – March 4, 2019
An in-depth look at how Amazon is entering the financial services industry. Eleven fintech firms to keep an eye on. How to attract high-net-worth investors. The four key pillars to help protect your company against cyberattacks. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
U.S. GDP grew 2.6%, annualized, in the fourth quarter: Fourth-quarter GDP increases 2.6%, better than expected
Canadian GDP growth slowed to 0.4%, annualized, in the fourth quarter: Canadian economic growth slowed in the fourth quarter
Canada’s inflation rate fell to 1.4% in January: Canada’s inflation rate falls to 15-month lows on lower gas prices
Global ESG ETFs experienced $730 million of inflows during January: Global inflows into ESG ETFs steady in January
The Financial Conduct Authority found fee disclosures lacking: U.K. Regulator zeroes in on asset managers’ fee disclosures
Bondholders could benefit as companies fear a downgrade: No BBB bust as $140 billion bet on fallen angels is ‘overpriced’
What retirement will look like in the future: 5 trends that could reshape retirement
The challenges of an index becoming more concentrated: S&P 500? More like the S&P 50
A look at four major real estate markets: What’s driving demand in global real estate
News and notes (U.S.)
The Eurekahedge Hedge Fund Index rose 2.35% in January: Hedge funds record best January since 2006
Hedge funds more concentrated in managers’ best ideas: Never before has the fate of hedge funds turned on so few stocks
Hedge fund assets rose despite redemptions: Hedge fund assets up in January as performance offsets investor redemptions
It could be another strong year for PE fundraising: Here’s why 2019 could be another fundraising boom year for US PE
Cost-cutting alone cannot help companies grow: The lesson of The Kraft Heinz nosedive: Radical cost-cutting is out, brands are back
A comprehensive look at women in VC: The VC female founders dashboard
Fidelity has expanded its multi-factor ETF lineup: Fidelity debuts three multifactor ETFs
Another vote on Brexit could be helpful: Carlyle’s David Rubenstein wants second Brexit vote as UK PE deals dwindle
Mutual fund assets rose 5.3% in January: Mutual funds add $947 billion in assets in January
News and notes (Canada)
Mackenzie launched three more liquid alt funds: Mackenzie introduces liquid alt funds
Franklin Templeton launched three ETF portfolios: Franklin Templeton enters ETF portfolio fray
The BoC proposed reforms to the Canadian Dollar Overnight Repo Rate Average: Bank of Canada unveils benchmark reform proposals
The OSC declined a Bitcoin fund application from 3iQ: Regulators refuse proposed Bitcoin fund amid investor protection concerns
Canadian mutual fund assets grew in January, despite net redemptions: Mutual funds saw $53 million in net redemptions for January
Tips to successfully invest in your RRSP: 6 rules for successful RRSP investing
On the pulse – New frontiers in fintech
Automating testing can have a big impact on the success of a digital transformation: Driving a successful digital transformation strategy
Canadian’s usage of alternative payment tools has increased 14% since 2016: Canadians are increasingly choosing alternative payment tools
The growth of payment alternatives will bring new and complex regulatory requirements: Harnessing regtech to build payments reputation
An in-depth look at how Amazon is entering the financial services industry: Everything you need to know about what Amazon is doing in financial services
Financial services companies are expanding their use of AI: The world’s biggest banks are doubling down on artificial intelligence
Cybersecurity spending expected to grow: Cybersecurity spending to reach $223.7 billion by 2024, says Rethink
The four key pillars to help protect your company against cyberattacks: Four steps in cyber risk management
UOB integrating AI to speed up loan process: UOB applies AI to transactional data to speed up loan approvals for SMEs
11 fintech firms to keep an eye on: Fintech focus – 11 to watch now
Retail shopping through virtual reality and blockchain: The convergence of blockchain and online VR retailing
High-net-worth topics
The high-net-worth demand personalization: Themes from the 2019 U.S. Millionaire Report: Personalization
How to attract high-net-worth investors: You don’t need a Super Bowl ad to attract high-net-worth clients
Polls & surveys – What financials are saying
Global corporate debt reached $13 trillion at the end of 2018 (OECD): Why corporate debt is a risk to the global economy
The majority of economists expect a recession in the U.S. by the end of 2021 (National Association for Business Economics): 75% of business economists expect a US recession by 2021: survey
Women don’t believe they will be able to afford their desired lifestyle in retirement (RBC): A third of Canadian women not confident about maintaining lifestyle in retirement: survey
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – February 25, 2019
Asset allocators are looking for ways to access private equity. Is Apple entering the credit card market? The number of Canada-based targets from activist investors grew in 2018. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
European inflation down to 1.4% in January: Top News: Eurozone consumer inflation slows to 1.4% in January
The U.S. Federal Reserve Board released its policy meeting minutes: Fed releases minutes from Jan. 29-30 policy meeting
Housing and investment risks could put the BoC on hold, for now: Bank of Canada’s Poloz says rate hike path ‘highly uncertain’
Private equity’s interest in ESG is growing: ESG a growing priority for private equity finds PwC survey
Global dividends rose 9.3% in 2018: Global dividends surged to new record in 2018: Janus Henderson
Could a lack of transparency in index creation harm investors?: What’s really in your index fund?
Exchange-traded products continued to experience robust growth: Size of exchange-traded products industry tops US$5 trillion: report
The U.K. government is looking to add more illiquid investments to defined-contribution plans: U.K. consults on incorporating illiquid assets in DC investments
The greatest benefit from ETFs is how you use them: Are ETFs about to rule the world?
News and notes (U.S.)
The Barclay Hedge Fund Index rose 3.88% in January: Hedge funds make solid start to 2019
Institutional investors plan to hold or increase their exposure to hedge funds this year: After hedge funds’ mediocre year, investors still want more
Redemptions from hedge funds were $42.3 billion in December: Hedge fund redemptions hit five-year high of USD42.3bn in December
Corporate VCs invested $52.95 billion into start-ups in 2018: The rise of corporate VC
Newer private equity funds are attracting much more capital than their predecessors: More than 90% of PE funds are outpacing their predecessors
Asset allocators are looking for ways to access private equity: McKinsey: Private equity growth drives creative fund structures
Inflows into active U.S. equity funds outpaced passively-managed funds: Active beat passive in asset flows in January: Morningstar
Mutual fund sales and performance over the past two weeks: Mutual funds scorecard: February 19 edition
Future mergers could have greater government scrutiny: What the T-Mobile, Sprint hearing means for the future of M&A in the US
The SEC issued a proposal to allow IPOs to gauge market interest before filing: SEC proposes easing IPO rules
News and notes (Canada)
CC&L launched three liquid alternative funds: CC&L Funds introduces 3 liquid alts
Provisus Wealth Management launched nine actively managed PTFs: Provisus: We’re putting our money where our mouth is
Impact investments have grown in Canada: Impact investing gains traction in Canada
The number of Canada-based targets from activist investors grew in 2018: ‘You need to watch out’: Activist investing stronger than ever in Canada, M&A lawyer says
International sub-advisors don’t improve performance: International subadvisors don’t have a performance edge
Volatility was good for some active managers in 2018: Stock-pickers need some volatility
On the pulse – New frontiers in fintech
How to take a step forward in digital banking in 2019: Digital banking strategies and investments for 2019
How private banking can benefit from digitalization: Why digitalization is the way forward for private banking and wealth management
Companies are looking toward a product-based structure to help in their digital transformation: Gartner: organisations shifting to product-centric application delivery model for digital transformation
Customers need to be shown how open banking will help them: Consumers don’t know what open banking is – and that’s OK!
Is Apple entering the credit card market?: Apple could be working with Goldman Sachs on a credit card
There is a big difference between technology and handling a customer’s money: Are you in banking or technology?
A look at what the future may hold for wealthtech: The future of wealthtech
A look back at the technological advancements in the financial services industry, and a look ahead to where the industry is going: The growth of fintech: From the first wire transfer to blockchain technology & beyond
National Bank will use AI software to help with cybersecurity: Element AI, National Bank partner on cybersecurity
Helping institutional investors with digital asset trading: Bank Frick targets institutional investors with digital asset trading
High-net-worth topics
The Mather Group has acquired family office, Astraeus Advisers: Chicago’s Mather Group buys $1 billion family office
High-net-worth clients should be looking at different types of alternative investments: Too few investors are looking beyond stocks and bonds, wealth advisor says
Manulife bolstering its services for the high-net-worth: Manulife targets Canada’s rich in industry a decade behind U.S.
Polls & surveys – What financials are saying
Important investment themes you need to know for 2019 (Raymond James): 10 hot investment themes for 2019: Raymond James
Advisor-directed clients are receptive to a fee-based structure (Cerulli Associates): Advisor-reliant clients prefer fee-based accounts: survey
Many Canadians don’t understand the difference between an RRSP and a TFSA (BMO): Better advice needed on the difference between TFSAs and RRSPs
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – February 11, 2019
A look at long/short equity hedge funds during the fourth quarter of 2018. Preparing your employees for the age of digital disruption. The impact of regulation on fintech. Will we see a shift back to active management? And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
The Canadian unemployment rate rose to 5.8% in January: Canadian job market surges on record private-sector hiring
European GDP expanded 0.2% in the fourth quarter: EU’s GDP growth rate slows down to 1.5 pct in Q4 2018
BoE holds its Bank Rate steady at 0.75%: Bank of England leaves policy rate unchanged at 0.75% as expected
The RBI cut its benchmark interest rate: Five key takeaways from India’s new central banker’s maiden policy review
Global net flows into investment funds were $606 billion in 2018: Global fund flows had worst year since 2011: Morningstar
Here are some ESG trends for 2019: Emerging MSCI ESG trends to watch in 2019
The three categories of ESG investments: 3 ESG investment strategies: passive, integrated and active
The green bond market is set to grow in 2019: Global “green bond” issuance set to surge in 2019
Clients showing more interest in sustainable investing: How sustainability is becoming an industry focus
Will we see a shift back to active management?: Is the index bubble about to burst?
Some wealth management trends for 2019 that you need to know: 10 wealth management trends in 2019: Aite
Operating margins falling despite higher assets: Asset growth no longer equals fatter profits for fund managers
News and notes (U.S.)
Bill Gross announces his retirement: Bill Gross retires after storied four-decade career in bonds
Hedge funds with a poor December rebounded in January: December’s strugglers bounced back in January, says Lyxor
A look at long/short equity hedge funds during the fourth quarter of 2018: Fourth quarter 2018 review of the long/short equity hedge fund space
Carlyle Group had a sharp increase in pre-tax distributable earnings: Carlyle outperforms rivals in latest earnings report
U.S. retail investors out of the stock market: Mom and pop sit out rally, with stock exposure at 6-year low
Fidelity launches two model portfolios that will use ETFs: Fidelity debuts its first Model Portfolios that employ ETFs
Ark launches the ARK Fintech Innovation ETF: ARK rolls out fintech ETF
Institutional plans in the U.S. struggled in 2018: ‘Worst calendar year performance’ for U.S. institutional plans since 2008: report
Looking to improve U.S. retirement savings: Rep. Kind to reintroduce Retirement Savings Act
BB&T to purchase SunTrust Banks: BB&T to buy SunTrust in biggest bank merger in a decade
News and notes (Canada)
Canadian ETF assets fell 3.9% in the fourth quarter: Q4 asset drop couldn’t stop Canadian ETF boom
The S&P/TSX Composite Index could be a strong relative performer in 2019: It’s time to stop ignoring the TSX
Institutional portfolios benefited from the strong performance of Canadian real estate in 2018: Canadian real estate boosted institutional portfolios in 2018
Know Your Client shouldn’t be the same for all clients: MFDA warns against one-size-fits-all approach to KYC
IGM Financial invests more money into fintech firm: Personal Capital raises $50 million in new funding
Vanguard adds two more asset allocation portfolios to its lineup: Vanguard launches two asset allocation ETFs
A rough equity market in the fourth quarter hurt Canadian defined-benefit pension plans: Canadian DB pensions finish 2018 in negative territory: reports
On the pulse – New frontiers in fintech
The impact of regulation on fintech: Fintech innovation – is regulation a significant barrier?
How fintech will help the unbanked and underbanked in 2019: How will fintech offer disruption to financial services in 2019?
Canada is behind in its potential to adopt open banking: Canada lags in readiness for ‘open banking’
How AI can help perform testing in your digital initiatives: Artificial intelligence in testing: Top five use cases in financial services in 2019
Fintech’s impact on the future of wealth: Wealth is the next big fintech game changer
Fintechs aren’t providing the necessary help to millennials: How fintech companies are failing to help millennials with financial security
How to access the mobile ad market: How financial marketers can tap the surging mobile ad market
A look at why companies should consider a digital transformation: Why digital transformation? Challenge vs opportunity
Preparing your employees for the age of digital disruption: Learning and development in the digital age
A look at why bank branches shouldn’t be closed down: Why banks should stop closing branches
Automating trade data: A smarter way to report on financial trades?
Goldman Sachs and HSBC invest in tech start-up: Goldman Sachs and HSBC invest $20m in startup trying to make banks more like Apple
Barclays makes investment into fintech start-up: Barclays invests in payment-linked loyalty startup Bink
Scotiabank to launch fintech lab in Mexico: Scotiabank partners with Mexican university to open fintech accelerator
Trade groups team up to push digital assets and blockchain forward: Blockchain associations form new lobby group
High-net-worth topics
A look at family offices and their potential future: Multi-single-family offices are the future of UHNW families
Here a few mistakes the high-net-worth make: 10 big financial mistakes wealthy families make
A look at how the ultra wealthy are currently investing: Tiger 21 annual conference: CNBC interview with Tiger 21 founder Michael Sonnenfeldt on how the ultra-wealthy invest
Polls & surveys – What financials are saying
Asset managers see steady growth over the next seven years (Bloomberg): 5 asset management predictions for the next 7 years
The Canadian housing market and consumption could slow in 2019 (PIMCO): Downside risks for Canadian economy: PIMCO
Looking after a family member in cognitive decline has significant impact on family finances (RBC): The impact of cognitive decline on families’ finances: RBC survey
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – January 28, 2019
The new technologies that European banks are prioritizing. The possible impact of an Amazon chequing account. The shift from passive to strategic beta and active. The practices FINRA will focus on in 2019. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
The Chinese economy grew 6.4% in the fourth quarter: China sees slowest economic growth since 1990
ECB maintains benchmark refinancing rate at 0%: ECB holds rates steady, guidance unchanged
BoJ holds interest rates steady: Bank of Japan keeps interest rates steady and cuts inflation forecast
Central banks may hold steady in early 2019: What to expect from central banks in 2019
U.S. recession in 2020 possible, according to Ray Dalio: Ray Dalio, founder of the world’s biggest hedge fund, sees a ‘significant risk’ of a possible US recession in 2020
The intertwining of impact investing and philanthropy: How impact investing can amplify philanthropic efforts
Some ESG trends you need to know: Five ESG trends to focus on for 2019
SG funds continue to attract large amounts of capital: Bucking the trend, flows into ESG funds set another record in 2018
Desjardins has launched the Desjardins Alt Long/Short Equity Market Neutral ETF: Desjardins introduces alternative ETF
CIBC launches CIBC Smart Investment Solutions: CIBC combines active and passive strategies in new portfolios
CI Investments launches ETF portfolios: CI introduces actively managed ETF portfolios
Fidelity introduces new ETFs to its lineup: Fidelity launches new factor ETFs, mutual funds
Happy Birthday, TFSA: The TFSA turns 10
On the pulse – New frontiers in fintech
How businesses can seize the opportunity in a fast-changing world: Navigating a world of disruption
How banking experts would launch their brand new bank: How banking providers can get their digital strategy right in 2019
Here are a few technologies that could impact financial services firms this year: Five emerging tech trends to watch in 2019
The asset management industry could benefit from regtech: How regtech will digitally transform asset management in 2019
The potential impact of an Amazon chequing account: An Amazon checking account could displace $100 billion in bank deposits (but it won’t)
Financial services firms should be prepared to enter the “greenfield”: Banks should take a page from fintechs on innovation
A look at some digital transformation myths: Busting five myths of digital transformation
Governments should provide a supportive environment for AI: Artificial intelligence initiatives need government support
How SMEs will benefit from fintech: Emerging fintech innovations set to influence SME lending in 2019
The government shutdown putting the country at risk of cyberattacks: With cybersecurity threats looming, the government shutdown is putting America at risk
Which new technologies European banks are prioritizing: Improving product agility is now a priority for 51% of European Banks, according to Temenos
A view from the inside on new technologies: The promises and pitfalls of new technologies
AI versus humans in the credit decision-making process: AI to outperform human credit decisions by 2024 – survey
IBM a number of health care insurance companies are looking to create a blockchain network for the health care industry: IBM teams up with healthcare firms for blockchain initiative
Understanding of blockchain lacking: New research points to poor understanding of blockchain amongst senior business execs
News and notes (U.S.)
The hedge fund industry experienced $35 billion in redemptions in 2018: 2018 was a challenging year for hedge funds, says eVestment
Center Lake Capital posted a 76% return in 2018: This hedge fund blew the doors off in 2018
Get to know Seth Klarman: Hedge fund billionaire Seth Klarman: The ‘most influential investor you’ve probably never heard of’
JP Morgan’s outlook on the alternative investment industry: JP Morgan’s 2019 Alternatives Outlook highlights opportunities across hedge funds, private equity, private credit, real estate and real assets
The potential drawbacks of the significant capital raises by private equity: The consequences of PE’s fundraising arms race
Natural resources attracting private capital: Private investment in natural resources hits record high
A look at some trends in the U.S. PE industry: More deals, fewer funds and other US PE trends in 9 charts
Shifting from passive to strategic beta and active: ETF providers pivot to strategic beta, active management
Outflows from long-term U.S. funds at its highest level since 2008: Investors showed major risk aversion in 2018
Government shutdown forces Cboe’s withdrawal of its bitcoin ETF application: Cboe’s bitcoin ETF application pulled after repeated SEC delays
Portfolios need to be more diversified, according to BlackRock: BlackRock: Advisors are overweight equities and ill prepared for 2019
Here is what practices FINRA will focus on in 2019: Finra to target online sales practices of broker-dealers
A deep dive into the pros and cons of a wealth tax: Opinion: How a wealth tax would work in the United States
High-net-worth topics
It is getting harder to attract capital from the high-net-worth: Fleeing clients are grim reality in banks’ push to manage wealth
The number of high-net-worth individuals globally expected to grow over the next five years: Global wealthy projected to grow 6.1% annually in next 5 years
The average age of the rich is dropping: Survey of U.S. investors finds the rich are getting younger
How the high-net-worth should handle a divorce: What Jeff and MacKenzie Bezos (and all high-net-worth couples) need to do to avoid a messy divorce
Polls & surveys – What financials are saying
IMF expects global economic growth of 3.5% in 2019 (IMF): IMF cuts world growth forecast to 3.5%
42% believe that the Canadian economy will worsen in 2019 (FPSC): 4 in 10 Canadians think the economy will be worse this year
Almost 75% of portfolio managers expect a recession (BCG): Portfolio managers believe recession is near
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – January 21, 2019
How technology will impact banking this year. Private equity showing a lot of interest in franchise chains. Personalized service key for millennial banking customers. Here are some important trends family offices should be focused on. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
Canada’s inflation rate increased to 2.0% in December: Canadian inflation unexpectedly accelerates on airfare surge
U.K. inflation rate falls to 2.1% in December: Inflation falls to lowest level in nearly two years
Brexit deal rejected by Parliament: Theresa May loses Brexit deal vote in Parliament
Is debt the primary catalyst for U.S. growth?: Gundlach warns U.S. economy is floating on ‘an ocean of debt’
Alternative investments could help investors navigate through challenging markets: Increased volatility in 2019 will benefit alt investments, J.P. Morgan says
Liquid alternatives should be used for diversification within a well-constructed portfolio: ‘Liquid alts are a diversification tool not a hedge’
Obtaining ESG data is costly: The rising cost of socially responsible investing
Is now the time for a little more international diversification?: Time for more international exposure?
The investment industry’s approach to managing funds, and selling them, has changed: Data picks investments, storytelling sells them
Waypoint to launch Waypoint All-Weather Portfolio: Waypoint seeking to start one of Canada’s largest hedge funds
MD Financial launches MD Precision Index Portfolios: MD Financial launches index portfolios
On the pulse – New frontiers in fintech
How technology will impact banking this year: 10 ways technology will change banking in 2019
Keeping the focus on the customer: Digital banks are led by clear customer-obsessed principles
A look back at the first year of open banking: Infographic: one year of open banking
Personalized service key for millennial banking customers: A year into open banking, 8 of 10 millennials would switch banks for personalised service
How to prepare your employees for AI: 3 ways to prepare your bank’s workforce for AI
How to obtain value from your data management efforts: 6 trends in insight driven data management
The questions that you need to answer for a successful digital transformation: Digital transformation: Three top questions answered
Facial recognition is a powerful tool, but needs to be regulated: Regulating facial recognition
Temenos to partner with Bloomberg for NAV estimates: Temenos signs strategic collaboration with Bloomberg to deliver industry-first solutions to buy-side institutions
Fintech merger estimated at $22 billion announced: Fiserv is buying First Data in a $22B fintech megadeal
Fintech firm, Plaid, purchases Quovo: Plaid buys Quovo in its first major acquisition
News and notes (U.S.)
Founder of Vanguard, John C. Bogle, passed away at the age of 89: Jack Bogle, founder of Vanguard Group and creator of the index fund, dies at age 89
The Barclay Hedge Fund Index fell 2.61% in December: Barclay Hedge Fund Index drops 2.61% in December; difficult 2018 ends with Index down 5.11% for the year
There could be a shift towards global macro managed futures and fixed income strategies: Rising concerns over slowing economic growth in 2019 could drive changes in hedge fund investing, says new survey
PE had its biggest year since 2007: Massive 4Q leads to PE’s biggest year since the crisis
Private equity showing a lot of interest in franchise chains: Private equity is buying more franchise systems – here are the key legal issues they are looking at
While assets are booming, costs continue to rise: Investors see PE opportunity but margins need to improve
End of trade dispute with China could boost equity markets: Head of world’s largest asset manager says stock market has hit a bottom – but this would make it surge
Looking to change the SEC’s Regulation Best Interest Proposal: Fiduciary groups meet in joint resistance to SEC Reg BI
Fixed income ETFs in the U.S. accrued $97 billion in assets in 2018: Fixed income ETF volume jumped in 2018, says BlackRock
Ten straight months of redemptions push Bill Gross’ bond fund under $1 billion: Bill Gross’s bond fund dips under US$1B after redemptions
High-net-worth topics
Here are some important trends family offices should be focused on: What do banks believe family offices should focus on?
Tax reform that could help the high-net-worth: Opportunities for wealthy clients under tax reform
BMO brings together private banking and full-service brokerage units: BMO creates BMO Private Wealth Canada and Asia
The total wealth of Canada’s high-net-worth fell 1.2% in 2018: Canada is 7th in the world for HNWIs but wealth has slipped
Polls & surveys – What financials are saying
Less than 15% of fund managers expect a global recession in 2019 (Merrill Lynch): Fund managers’ outlook for growth and profits is bleak: Merrill
Global growth is slowing (Fitch): Global growth is slower but not stalled: Fitch
Entrepreneurs to scale back investment in 2019 (BDC): Canada’s entrepreneurs are cautious about investment
Canadians feel that they don’t have enough for retirement (TD): Growing number of Canadians unprepared for retirement
Millennials say saving for a down payment is the biggest challenge to home ownership (Clever Real Estate): How millennial homebuyers approach the housing market
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – January 14, 2019
Bank and fintech partnerships took a big step forward in 2018. Expected trends for the hedge fund industry in 2019. How to improve the customer experience during digital onboarding. Here’s what matters to millionaires’ children. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
U.S. inflation rate falls to 1.9% in December: US consumer prices drop for the first time in nine months
The Bank of Canada maintains its benchmark rate at 1.75%: Bank of Canada holds steady as oil slump kills urgency for hike path
The U.S. Federal Reserve Board can take its time with future rate increases: Fed can be ‘patient and flexible’ with rate policy: Powell
Proposal on risk ratings for alternative investments: AIMA, CAIA propose new risk ratings for alternatives
Seeking more ESG fixed income solutions: Advisors say they want more ESG fixed-income options
Fitch to produce data showing how ESG factors affect a companies’ credit rating: Fitch Ratings launches ESG relevance scores to show impact of ESG on credit
RBC and BlackRock to partner in ETF offerings: RBC iShares is now Canada’s largest ETF provider
Regal Assets enters Canada: US alternative investment firm makes Canadian debut
Could ETFs cause systemic risks in a market downturn?: Bear market may increase risks in ETF sector
On the pulse – New frontiers in fintech
Bank and fintech partnerships took a big step forward in 2018: 2018: The year that banks and fintech started to figure things out
TD introduces Clari to its mobile app users: TD integrates chatbot into app
With the payments industry expected to grow, here is how AI can help: How will artificial intelligence ultimately benefit the financial services sector?
Revenues from robotic process automation in banking expected to grow by over 400% by 2023: Robotic process automation revenues in banking and financial services to reach $1.2bn by 2023
Financial services executives believe that big tech companies could enter the retail banking space: Two-thirds of financial decision-makers believe tech giants will offer retail banking in five years
Here is what could be in store for the payments industry in 2019: It’s all about convenience: the payments industry in 2019
The trends you need to know in wealthtech: Wealthtech trends to watch in 2019
The U.S. is falling behind in financial services technology: The US is losing the AI, blockchain & fintech arms race (but is crypto-friendly)
Understanding digital transformation: What is digital transformation in business: Everything you need to know
How to improve the customer experience during digital onboarding: Digital customer onboarding – are you doing it wrong?
Digital transformation slow for financial services firms: Digital transformation challenges firms: survey
Some cryptocurrency predictions for 2019: Crypto forecasts for 2019
News and notes (U.S.)
A look at the hedge fund industry in December: State of the industry – December, 2018
Hedge funds’ performance weak in December: Hedge funds down 0.82 per cent in December
A look at hedge fund winners & losers in 2018 (video): Hedge fund winners and losers in 2018
Expected trends for the hedge fund industry in 2019: Top hedge fund industry trends for 2019
Jeff Vinik to reopen hedge fund: Investing titan Jeff Vinik to reopen hedge fund: ‘The fire in my belly still burns’
Pershing Square starts 2019 strong: Ackman’s Pershing Square fund powers ahead in new year
Private equity year in review: 2018 in review: Top 5 global PE deals, exits & funds
Just over $130 billion was invested in VC deals in 2018: Venture capital investing soared to a record in 2018
Bitwise submits application for bitcoin ETF: Bitwise hopes to crack SEC code with proposed bitcoin ETF
U.S. money market funds gaining assets amid market volatility: U.S. money fund assets rise above $3 trillion for the first time since 2010
Predicting U.S. stock performance: The 30-year outlook for U.S. stocks
High-net-worth topics
Here is what is important to millionaires’ children: What the children of millionaires value most
Why a market-neutral strategy could work in the current market environment: Is it time to put your investments in neutral?
For the high-net-worth, consider these asset protection strategies: Asset protection of high net worth individuals
Polls & surveys – What financials are saying
Higher rates and volatile markets will affect Canadian’s wealth in 2019 (RBC): Expect wealth creation, homeownership challenges in 2019: RBC
Advisors should take some time to discuss bear markets with their clients (Hartford): Warning to advisors: Your clients don’t always listen to you
49% of Canadians do not have any emergency savings (Refresh Financial): 53% of Canadians live paycheque to paycheque
Women are worried about not having enough money for retirement expenses (HSBC): Women more worried about financial security in retirement than men: survey
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Wednesday morning briefing – January 2, 2019
Creating an excellent customer experience will deliver solid financial results for banks. Private equity expected to surpass hedge funds in terms of assets over the next few years. The high-net-worth are looking for tax-efficient, and legal, options. Tightening monetary policy and sustainability among the themes to watch in 2019. And more in this week’s briefing. Enjoy!
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
The U.S. Federal Reserve Board raises its target range to between 2.25% and 2.50%: Fed raises interest rates, signals more hikes ahead
U.S. and Chinese officials to discuss trade in early January: U.S. and China said to hold trade talks in Beijing in early January
Canada’s economy expanded 0.3% in October: Canada’s economy grew 0.3% in October
The focus on the Fed may change from interest rates to its balance sheet: Markets signal 2019 focus will be Fed’s balance-sheet unwind
Could 2019 be the year for emerging markets’ outperformance?: Emerging markets expected to outperform in 2019 (for real this time)
Finding investment opportunities as the number of seniors in Canada rise: Opportunities for institutional investors in an aging society
Education will be key as liquid alternatives are set to formally launch on January 3: AIMA prepares for investment ‘sea change’
Canadian mutual funds experienced $2.4 billion of net redemptions in November: Mutual fund sales slump continued in November
Canadian ETF assets rose to $160.9 billion in November: Canadian ETF assets up in November
On the pulse – New frontiers in fintech
Real-time payments generating interest from large technology firms: Big tech companies throw their support behind Fed-run real-time payments network
Creating an excellent customer experience will deliver solid financial results for banks: Customer experience has massive impact on banking providers’ bottom line
Some key trends to watch out for in the banking industry: What’s in store for banks in 2019?
According to McKinsey, here are the key fintech trends that you need to know: Synergy and disruption: Ten trends shaping fintech
Here are the top fintech startups in New York: Top 20 fintech startups in New York
Demand for regtech solutions expected to grow: Demand for regtech solutions to intensify as regulatory burden looms larger
Insurance executives should keep these key insurtech questions in mind during 2019: 5 insurtech questions for 2019
Despite the rise of robo-advisors, human financial advisors still play an extremely important part in financial advisory: Why we still want humans, and not (just) robots, to invest our money
Using technology to identify potential credit risks: ING develops early warning system for credit risk
Banks are making substantial progress as innovative organizations: From innovation theatre to real innovation
Automating the office: 5 business uses of voice based virtual assistants
CI acquires majority stake in WealthBar: CI enters robo game with WealthBar acquisition
News and notes (U.S.)
Hedge funds fell 0.28% in November: Barclay Hedge Fund Index down 0.28 per cent in November
Hedge funds experienced outflows in November: Hedge funds see third consecutive month of outflows in November
Private equity expected to surpass hedge funds in terms of assets over the next few years: What lies ahead for the hedge fund industry?
Take-private deals could grow in 2019: Expect the number of take-privates in the US to spike in 2019
Alternative investments could provide an opportunity for growth in an investor’s portfolio: Looking for growth? Consider the alternatives
Private equity managers perform better when they aren’t rushed to make deals: Faster isn’t better for private equity managers
A look back at the VC industry in 2018: 60 big things: Scandals, scooters and the year that was in VC
Investors want to see innovation in cost management: How fund managers are innovating around fees
Regulatory issues that broker-dealers need to keep top-of-mind in 2019: Regulatory changes to watch: Taxes, retirement, fiduciary rules
Changes coming to fund-of-funds?: SEC proposes rule changes for fund of funds arrangements
What we can learn from 2008 in 2018: Lessons from 2008 for 2018
These were the 10 largest ETF launches in 2018: Biggest ETF launches of the year
Weekly outflows from mutual funds accelerate: ETFs gain $25.2B while mutual funds lose $56B
High-net-worth topics
Hedge fund-like strategies to help the high-net-worth navigate through market volatility: UBS Wealth’s hedge fund-like playbook to beat market mayhem
Helping the high-net-worth preserve their wealth: How to hold on to the wealth you’ve got
The high-net-worth are looking for tax-efficient, and legal, options: Offshore tax scandals haven’t deterred HNW investors: report
Polls & surveys – What financials are saying
Tightening monetary policy and sustainability among the themes to watch in 2019 (Mercer): Four investing themes will shape financial markets in 2019: Mercer
Slower growth expected for the Canadian economy (Vanguard): Canadian outlook skewed toward the downside, says Vanguard
Canadians looking to pay down debt in 2019 (CIBC): Canadians say paying down debt is top priority in 2019: Poll
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Monday morning briefing – November 26. 2018
The names you need to know in fintech. Activist investors in Europe keying in on the U.K. industrials sector. Why states around the world should consider issuing cryptocurrencies supported by their central bank. And much more in this week’s briefing.
Economic/industry news
International Economic Data Snapshot – includes aggregated data of the worldwide economy: Snapshot: International economic data
Canada’s inflation rate rises again:Canada inflation ticks up, central bank seen keeping rates steady
Japan’s economy contracts in the third quarter: Japan GDP: Natural disasters hit economic growth
Could there be changes to the BoC’s mandate to keep prices stable?: Bank of Canada plans thorough review of inflation targeting
Protecting your portfolio against the next recession: The next recession is coming: Here’s how to protect your portfolio
A look at the currency market: How currency differs from other asset classes
Canadian ETF assets fell in October: Canadian ETF assets lower in October
The number of distinct indexes rose by 12% in 2018: Number of indexes on the rise, led by fixed income: report
Sir Ronald Cohen on the importance and outlook for impact investing: Impact investing: A multitrillion-dollar market in the making
Businesses should focus on the new, “circular economy”: ING Portfolio focuses on financing for sustainable economy
On the pulse – New frontiers in fintech
Fully transitioning to digital is much more than just a mobile app: Are you really ‘doing digital’?
Customer centricity vital for the banks of the future: It pays to be personalised
How to manage your cloud infrastructure: Managing cloud infrastructure post-migration – a CTO guide
The names you need to know in fintech: Fintech finance’s power players
Technology could help private bankers become more productive: Making private bankers more productive
Open banking not well known or understood by end consumers: Open banking slow burn means just 22% of consumers have heard of the concept
Starling Bank launches Client Money Accounts, helping professional practices that hold money on behalf of their clients: Starling Bank launches CASS-compliant accounts helping firms manage third-party funds
Regtech will be an important component for the future success of financial institutions: Saxo Bank on why regtech is key to scalability in financial services
How to be innovative in the insurance industry: How to become an innovator in insurtech
Capital One purchases WikiBuy: Capital One buys online shopping comparison startup
Many firms don’t believe that they are resilient enough to combat cyberattacks: Cyber security implementation: firms want it, but less do it, finds survey
BitSpread launches BitSpread Financial Solutions, designed for investing in blockchain assets: BitSpread launches new financial solutions division
Why states around the world should consider issuing cryptocurrencies supported by their central bank: IMF: Nations need to consider a central bank backed cryptocurrency
Cryptocurrencies may not be banned in India: A ray of hope for cryptocurrencies as India readies draft regulations
News and notes (U.S.)
The Barclay CTA Index fell in October: Barclay CTA Index loses 1.29 per cent in October
Hedge fund assets fell to $3.06 trillion in September: Hedge funds redemptions surge to $39.1 billion in September, highest in more than 5 years
Management expenses no longer a tax break for hedge fund investors: Hedge fund investors lose key tax break for management expenses
Activist investors in Europe keying in on the U.K. industrials sector: Industrials are No1 target sector for activist investors in Europe
Secondaries still generating a lot of interest: Why secondaries fundraising is surging
Morgan Stanley launches new advisory platform, WealthDesk: Morgan Stanley unveils new advisory platform
AllianceBernstein to purchase Autonomous Research: AllianceBernstein announces offer to acquire Autonomous Research
Further trade tensions between the U.S. and China could hurt the stock market: Expect more stock market losses if US-China trade war worsens
Long-term funds experienced $29.1 billion of outflows in October: Morningstar: Passive equity funds gain, actives lose big
An interview with Abigail Johnson and Kathleen Murphy of Fidelity: The most powerful woman in fund management gives a rare interview
High-net-worth topics
High-net-worth investors expect further equity market declines: The equity party’s ending, say wealthy investors
How Tiger 21 helps the ultra-rich: Tiger 21 philosophy: Learn from your (very wealthy) peers
Life insurance can help reduce estate taxes, but not eliminate taxes entirely: Can HNW clients still use life insurance as a tax and financial tool?
Polls & surveys – What financials are saying
Canadian investors have trouble understanding the concept of risk and return (Natixis): Investors may have an unrealistic understanding of risk and return: survey
Over the next 25 years, $68 trillion of wealth will be passed on to younger generations (Cerulli): Generational wealth transfer to hit $68 trillion over 25 years: Cerulli
Correlating share value with ESG ratings (MSCI): Are ESG ratings the new credit rating for stock prices?
For financial marketing and investment commentary help, contact us at 1.844.243.1830 or info@ext-marketing.com.
Liquid alternatives: challenges and opportunities for the financial services industry
Liquid alternatives – hedge fund strategies delivered to retail investors in a mutual fund or ETF – are coming to Canada. And they’re going to be disruptive.
By opening up a whole new asset class to retail investors, mutual fund managers and alternative investment managers are going to face plenty of challenges and opportunities. Liquid alternatives will be good for the industry and investors, but investment managers must do things right.
The big challenge: understanding
Helping investors and advisors to truly understand liquid alternatives (from the different strategies to the benefits) is a two-step challenge for the industry: there will be confusion about the strategies and they may not be adopted if the benefits aren’t deeply understood.
Liquid alternatives are not simply a new investment solution, they’re not even a new strategy. Rather, they’re a new asset class consisting of a new set of strategies.
It seems likely that liquid alternatives will be labelled “higher risk” and “ideal for more experienced investors.” Neither is 100% accurate.
Liquid alternatives have a wide range of strategies, some of which are less risky than a typical equity mutual fund. Other strategies could benefit less experienced investors if they allocate a smaller percentage of their broadly diversified portfolio to liquid alternatives.
The big opportunity: a new and/or bigger market
Investment managers can provide access to this asset class to every investor, helping them diversify their investments and better manage the risk-return profile of their portfolios.
We expect most of the major mutual fund and alternative investment managers to launch retail-friendly liquid alternative funds and ETFs in the coming years.
Mutual fund managers can expand into the alternative investment space using their brand recognition to help grow the liquid alternatives asset class. At the same time, alternative investment managers can enter the retail investment space using their experience and expertise as a key value proposition.
But offering liquid alternatives is not just about increasing assets under management. Investment managers can better engage their clients and prospects by taking an educational approach. This approach will help investment managers strengthen their brand because they will be providing value … not just products.
Given liquid alternatives is a relatively new asset class to many investors in the retail space, educating the retail audience about the language/terms, investment strategies, differentiators, etc. of this asset class will likely be key to widespread understanding and acceptance of liquid alternatives. It will also help position manufacturers that provide this information as leaders in the space.
Ext. is on the front lines of financial services marketing. We can help your firm market new strategies, such as liquid alternatives, to the broad retail and advisor markets in an engaging, educational manner that positions you and your clients for success. Contact us at 1.844.243.1830 or info@ext-marketing.com.
Welcome to the era of video
We’ve entered a new era in financial services marketing and communications – the era of video.
Across all industries, including financial services, audiences are turning to video for education and research. In fact, the numbers are staggering and don’t show signs that they will slow any time soon. HubSpot recently revealed 72% of people would rather use video versus text to learn about a product or service, while 85% of people say they’d like to see more video from brands in 2018 (Source).
“This is good news for financial services firms,” says Catherine Reale, Head of Canada at Asset TV, “as video is a highly efficient way to communicate – it’s scalable, cost-effective and helps you manage regulatory issues regarding total spend per advisor. But more than all of that: it catches your audience’s attention.”
Let’s explore some of the key reasons why video is presenting financial services firms with great opportunities in 2018 and beyond.
“72% of people would rather use video versus text to learn about a product or service and 85% of people say they’d like to see more video from brands in 2018.” (Source)
Extend your reach
Changing media patterns – especially the “cutting the cord” phenomenon – are undeniable. People are shifting away from traditional media, such as television and radio, to more digital channels, such as watching video on their computers and phones. These are massive secular trends that are unfolding quickly across the globe.
A similar shift is seen in the rapid adoption of mobile. People are becoming more and more comfortable with banking, shopping and playing games on their phones. As such, video is booming on mobile as well – social video generates 1,200% more shares than text and images combined (Source). By switching some of your resources to video that can be shared on social media and increase your financial services social media marketing presence, you’re capitalizing on a major trend that will increasingly work in your favour.
“Social video generates 1,200% more shares than text and images combined.” (Source)
Engage your audience
Video is an engagement tool like none other. Why? Because it helps people remember your message. The data around this is quite dramatic. People retain 95% of a message when they view it on a video compared to 10% when they read it in text (Source).
If you want to leave your audience with a specific message, a video is clearly the best way to do it.
According to a financial publication out of the U.K., companies using video say that the top benefits to video include: positions company as innovative, increased levels of satisfaction, faster service, better customer intimacy and reduced work. (Source)
“Video has demonstrably helped us communicate with – and grow – our audience,” says Tammy Cash, Executive Vice President, Head of Marketing, Horizons ETFs. “It’s engaging, dynamic, it’s what our audience is responding to, and it helps us speak to them more often.”
Video isn’t “too good to be true” – it does take work to get a video right. Video, however, is what your audience wants. So, give them what they want.
“Video has demonstrably helped us communicate with – and grow – our audience. It’s engaging, dynamic, it’s what our audience is responding to, and it helps us speak to them more often.” Tammy Cash, Executive Vice President, Head of Marketing, Horizons ETFs Inc.
Manage regulatory issues
Financial firms are limited in how much they can spend on their relationships with advisors. These rules exist for good reason. But keeping advisors and institutional investors well informed about your firm’s solutions helps ensure they are making the right recommendations to their clients. Simply put, video helps them do their job more effectively.
“Video helps firms get their message in front of advisors and institutional investors,” says Reale. “Your portfolio managers can use the same video to talk to all advisors, no matter where they’re located – saving their time and your company’s money.” You can even add graphics and statistics to make your video a more educational experience. You can also choose to make your video a Q&A and address the audience directly. The choices are endless.
Some things to look for during your search for a video partner
Not all videos are created equally – nor are all video partners. There’s a steep learning curve, which is why you might want to consider working with a partner that specializes in financial services video. A partner like Asset TV will help you create videos that stand out with cutting edge and compelling content. Here’s how they help:
- Strictly video. A partner that is focused purely on video will help ensure you’re benefiting from industry best practices.
- Vetted audience. Ideally, your video partner will have access to a controlled, opt-in audience of retail advisors and institutional investors. This ensures your message is getting in front of the right people – meaning your clients and prospects.
- National distribution. Flying around the country to meet with advisors and institutional investors is a massive drain on resources and, more importantly, results in some important markets being underserved. A video partner with national distribution helps solve this problem, as your message can be heard from any place with an internet connection. Today, that’s everywhere.
The financial services industry is evolving quickly – and your company’s marketing and branding efforts as well as your content strategy needs to keep pace. “In an environment of increased regulation, fee compression and product proliferation,” says Reale, “getting your message in front of the right people and then keeping their attention takes engaging content that you create frequently. Asset TV can help.”
Some things to look for in a video partner
Financial services providers looking to leverage the best video has to offer should expect the following from their video production and distribution partners – and Asset TV delivers:
- An understanding of how to get (and keep) viewers’ attention
- The ability to create cutting-edge, compelling content that meets Continuing Professional Development and Continuing Education standards
- Access to an expansive audience from the investment community
- Metrics to show that this audience is actually spending time on their platform viewing your video content
Video’s appeal is already massive and continues to grow. Whether you’re new to video or an experienced pro, working with a video partner can help you improve the quality of your content, manage your marketing costs and capture your audience’s attention.
Think video is right for you? Want to find out more? Contact Catherine by email at catherine.reale@asset.tv or call 416.523.7694.
From FOMO to tweetstorm, how to handle newer words in your firm’s content
The English language is constantly evolving – and that’s a wonderful thing.
It also means that new words are constantly entering the lexicon, which can confuse readers unless these words are introduced properly.
So, should you add that new word to your writer’s vocabulary? The answer depends on who you’re writing for.
The difference between young adults and tweetstorms
The terms “young adult” and “live blog” were just added to the Oxford English Dictionary in 2013, but you wouldn’t bat an eye at seeing them in print today. In fact, by the time a new term makes it into the dictionary, it’s generally already in common use.
On the other hand, just because you can find something in the dictionary, doesn’t mean it belongs in your writing.
Whether you’re writing a formal whitepaper or an informal blog post, you can feel pretty comfortable about using the term “young adult” at this point.
But what about “tweetstorm,” “crowdsourcing” or “FOMO”? Even if you’re sure your audience will understand these newer terms, most formal types of communication aren’t quite ready for them.
If you’re aiming for a friendly, conversational tone, go ahead and use newer terms to liven up your writing. Just be sure that the term is relevant and that you always define it in first use if you’re audience won’t understand it. (You may need to point out that FOMO means “fear of missing out.”)
Go ahead and use newer terms to liven up your writing. Just be sure that the term is relevant and that you always define it in first use if you’re audience won’t understand it.
New words in formal prose
Even in a more formal context, new words enter the lexicon. We’re seeing terms like “blockchain” and “regtech” increasingly showing up in whitepapers and brochures. These aren’t terms most people were familiar with a few years ago, but now they’ve entered the mainstream.
That means avoiding them in your writing could be a challenge. And if you’re in the financial services industry, it wouldn’t make much sense. Do, however, take the time to define these types of newer terms unless you’re sure your audience will know what they mean.
Remember that people outside of your industry may need more time to pick up industry-specific terminology.
Looking for writing help? Contact us at 416.925.1700, 844.243.1830 or info@ext-marketing.com.
The rise of robo-advice. And what comes next.
The rise of robo-advisors is moving fast. The automation and algorithms behind it are advancing, all kinds of investors are using it, and more and more firms are launching their own platforms.
Simply put, robo is impacting the entire financial services industry in ways people never imagined.
To help get you oriented with robo’s wild journey so far, here’s a rundown of how it began, where it’s at now and where it will be soon.
Where robo-advice was – Humble beginnings
When the first robo-advisors launched back in 2008, they were generally limited to simple automated tasks, such as rebalancing assets in target-date funds. Because of the so-called lack of personalized service and human connection, many supposed robo’s basic role would continue.
But it would soon make major inroads. By the end of 2015, assets under management for robo-advisor platforms was at US$55-$60 billion.1
The general thinking around the growth of robo, however, was still low key. Many in the industry believed it could only serve the needs of tech-savvy millennials or those with little money to invest. In 2016, a Prudential Financial report found that only 17% of advisors believed robo-advice could help clients meet their financial-planning needs.2
Robo-advisors today – Prospects and adoption growing
Fast forward to now. That Prudential report found the same view among advisors changed dramatically in 2017, with 69% now believing robo-advice could meet financial-planning needs.2
Adoption of robo-advice has also grown considerably, with US$224 billion in AUM as at October 2017.3
“Adoption of robo-advice has also grown considerably, with US$224 billion in AUM as at October 2017.”
The typical profile of robo-advisor investors has changed in interesting ways too. Innovative fintech firms, such as True Link Financial, are even finding success among elderly investors by blending digital advice with over-the-phone service and prepaid debit cards.
What comes next for robo-advice – Beyond automation and ETFs
Looking forward, expectations for growth are high. A Business Insider report projects that robo-advisor AUM will hit US$1 trillion by 2020 and about US$4.6 trillion by 2022. While the North American market is expected to lead the way in the near term, Asia’s robo segment is expected to outperform by 2022.4
Yet, like any vastly growing space with new players hitting the scene, saturation of the market is inevitable. Robo’s strongest features – automated tax management, goals-based advice and exchange-traded fund (ETF) portfolio construction – are becoming basic commodities.
For financial firms to truly differentiate themselves, robo-advisors will have to do more than simply offer lower fees. The next leap forward – which is beginning to take shape among fintech firms – will be artificial intelligence (AI) and machine learning driving a more holistic robo solution that is specifically tailored to investors’ needs.
“The next leap forward – which is beginning to take shape among fintech firms – will be artificial intelligence (AI) and machine learning driving a more holistic robo solution that is specifically tailored to investors’ needs.”
In other words, robo’s future lies beyond automated portfolio management and low-cost ETFs. Making sustainable gains among all age groups, those with greater investable assets and, ultimately, the high-net-worth segment will come down to offering new, proprietary investment solutions that are not only cost-effective but can outperform, too.
For more insights into the future of financial services, contact us at 416.925.1700, 1.844.843.1830 or info@ext-marketing.com.
Sources:
1 Aite Research, Digital Wealth Management Market Update: A Mosaic of Models Emerges, March 2015
2 Prudential Assurance Company, Adviser Barometer report, Embracing opportunities in the adviser market, 2017
3 U.S. News & World Report, 9 Things to Know About Robo Advisors, 2017
4 Business Insider, The Evolution of Robo-Advising Report, 2017
5 tips for creating stronger infographics
It can be difficult to communicate complex ideas or hold a reader’s interest in number and/or text-heavy documents.
This is especially true when it comes to financial services marketing, where it’s important that we clearly communicate the hard facts that support our messages.
Infographics are a great solution. They can take complex concepts like financial market trends, demographic changes or asset class performances, and make them instantly understandable through the visual shorthand of colours and shapes.
Through the use of numbers and graphics, infographics are easy-to-understand tools that quickly relay important information to your audience. Here are five key ways to make your next infographic stronger:
Stay focused
It’s important to keep your infographic streamlined and focused on a single topic. It’s not an opportunity to pack in a collection of unrelated facts and figures. Instead, try to isolate the most important point you want to make – and drive that point home through your infographic. Other important topics can be covered in future infographics.
It’s important to keep your infographic streamlined and focused on a single topic.
Simplicity is key
Infographics are beneficial because they can visually represent advanced information in simple, understandable ways. But they can easily become a complex overload of icons, graphics and fonts, which muddy and distract your reader from key messages. Simple is better, so let your main point shine through by sticking to just a few visual elements.
Know your audience
Successful infographics adopt a style and address interests specific to their intended audience. You can miss the mark by focusing on irrelevant concerns or too wide an audience. Figure out who you’re speaking to – e.g., professionals, Millennials, retirees – and craft your infographic accordingly.
Figure out who you’re speaking to – e.g., professionals, Millennials or retirees – and craft your infographic accordingly.
Size matters
Infographics may be resized a lot before being finalized. For instance, they may be designed large but compressed later for the web, which can hurt readability in the process. Make sure viewers can easily see the smallest fonts and images, no matter the format.
Pick a solid headline
Just like great articles, great infographics have strong headlines that capture attention and draw readers in.
Some key elements to remember when creating a great infographic: use an active voice over passive one, keep it short enough to understand and include a benefit to your intended audience.
Next time you have an important concept you need to share that involves complex information, try an infographic to get your message out there loud and clear.
And remember to ask us how you can make your next infographic even stronger by making it animated.
Need help crafting an interesting and easy-to-read infographic? Contact us today at 416.925.1700, 844.243.1830 or info@ext-marketing.com.
Read more:
https://ext-marketing.com/marketing-articles/5-steps-custom-content-engagement/
Editorial calendars: our content lifeline
We deliver ongoing content – e.g., blog posts, emails and newsletters – for many of our clients.
As a result, we manage a number of editorial calendars at the same time. And we love them.
Editorial calendars are our lifeline for content – they provide direction and insight day after day, week after week, month after month.
Here are a few stories about content calendars and how they’ve helped us.
Fresh content for a “new” campaign
One of our longstanding clients was launching a campaign targeted at people who are new to the country. Since we had already created and maintained a calendar that included months of content for this client, we needed to ensure that their new campaign aligned with the client’s editorial strategy.
An editorial calendar came in handy for a couple of reasons. First, we found out we had already scheduled some social media posts that would be perfect for the new campaign – with a few tweaks, of course. This fully integrated view saved time and money, and allowed us to pivot nimbly to accommodate new key messages. Otherwise, the potential of these posts may have been totally overlooked.
Second, when we added the new campaign, we could see how the pre-planned content would need to be designed to reflect holidays, industry events, etc. That way, we could ensure our client’s messages were deployed at optimal times.
And we were able to quickly assess the consequences of shifting existing messages, ensuring that the new campaign was seamlessly incorporated, with minimal risk to our client’s existing messages and objectives.
Years in, and still growing
Another ext. client has been building an industry-leading content hub. You can visit this hub and find insights into almost every single financial issue you could face. It’s remarkable, really. And, after years of producing content for this hub, we’re still going strong.
On one hand, the editorial calendar – with keywords, themes, titles and summaries – ensures we don’t repeat ourselves. We’re able to avoid any redundancies in content – except where we intentionally want to reinforce a particular theme or concept.
On the other hand, it helps us identify if and when we’ve neglected keywords, themes, etc., ensuring we stay focused on our audience’s needs. With a well-maintained calendar, these strategic gaps are easy to identify. Our client appreciates when we’re able to call out a neglected area, and give it some attention.
Finally, an editorial calendar is powerful tool to help us secure buy-in from our client on topics ahead of time, ensuring that everyone is on the same page.
Shoes for the shoemaker’s children
We’ve been running this blog since 2012. There’s a lot of brainstorming and inspiration that comes from the work we do. But of course, finding fresh content week after week can be challenging when you’re focused on your clients. It’s a bit of a double-edged sword that many firms face.
An editorial calendar gives us focus. It allows us to quickly switch gears from our client work to content that helps us win and maintain clients. We know more than anyone that it’s important to produce engaging and informative content our clients are interested in. We spend very little time struggling with a blank screen at ext.
What else can we say? Get working on your editorial calendar today, especially if you don’t have one.
Let us help you with your content needs. Contact us at 416.925.1700, 844.243.1830 or info@ext-marketing.com.
Read more:
https://ext-marketing.com/marketing-articles/four-quick-tips-for-creating-great-client-personas/